Archive for July, 2008

Understanding Financial Advisor Designations
Jul 30, 2008 - Do you know the difference between a CPA and a CFU? How about a CFP and a CFA? If you're going to get financial advice, descrambling this alphabet soup of designations is a must.

Retirement Planning For 50-Somethings (and over)
Jul 28, 2008 - When your in your 50's, retirement planning is more important than ever, especially considering many retirees can expect to live well into their 90's (some, into their 100's). So, if you retire at age 65, you're potentially looking at 30 or more years of retirement to pay for. That means you'd better have enough savings to cover it.

Retirement Planning For 40-Somethings
Jul 25, 2008 - When you reach your 40s, retirement's no longer a vague concept... it's a reality looming in your future, and one you'd better be investing for properly. Are you?
Setting Goals
Jul 24, 2008 - Hey, let’s go for a ride! Where do you want to go? Nowhere? Ok, we’ll just drive around aimlessly and hope we accidentally end up somewhere interesting. Hop in! That’s the way most people plan their financial life. They may have a vague idea of where they want to go, but they’re not really sure [...]

Retirement Planning For 30-Somethings
Jul 23, 2008 - When you hit your 30’s, the focus for many is marriage, kids, and buying a home. All big life events that can cost big bucks. But no matter how much you're shelling out in your 30's... you can still find some money to save for retirement.

Retirement Planning For 20-Somethings
Jul 21, 2008 - Investing for retirement in your 20's isn't exactly child's play. But it's still one thing most 20-somethings don't think about at all, and maybe they should... By starting a retirement fund early, a 20 something wont have to contribute as much as if they started that fund in their 30s or 40s, translating into smaller payments and greater return.

Mortgage Reform Needed Badly
Jul 18, 2008 - The nation's housing crisis is crippling our economy. So, what's the government going to do about it? One idea is to reform the mortgage process, eliminating the 'bad brokers' more interested in making a commission than a responsible loan.

Reappraising Appraisers
Jul 16, 2008 - Step one in fixing our mortgage system? Remove the temptation for appraisers to inflate home appraisals, typically used to allow lenders to lend too much and borrowers to borrow too much.

Eco-Friendly Interior Design
Jul 14, 2008 - When you decorate your home, you may not think about "going green" in the process... but maybe you should. These days, more interior designers say green designs not only look great, but just might make you FEEL great, too. And the best news? Its easier (and less expensive) than you might think.

Are You A “Water Waster”?
Jul 11, 2008 - Take a second to think about how much water you use in the bathroom everyday. Odds are, you are a big "water waster" and you just don't know it. That's bad for the environment and your water bills. Fortunately, by avoiding a few common bathroom blunders, you can stop flushing money down the drain.

How to Screw Up Your Savings
Jul 09, 2008 - If you've got a retirement plan at work, stocks, mutual funds or other types of investments, you're already well on your way to savings-land. But, there are 5 common mistakes that will quickly steer you off track, definitely cost you money and potentially screw up your savings for good.

Selling Gold Jewelry By Mail
Jul 07, 2008 - If you watch a lot of late night television, you've seen the commercials for companies like Cash4Gold, GoldPaq, or GoldKit. But is selling your gold by mail a good idea?

Housing Futures Insure Home Buys
Jul 05, 2008 - Suppose that, two years ago, you bet $10,000 in the housing futures market that the value of Miami real estate would decline. Today, you'd have made about $145,000.

Grills Gone Wild: Buying a Grill
Jul 02, 2008 - July 4th is right around the corner, but if you've been thinking of purchasing a new grill for that holiday barbecue, you're going to want to make sure your grill gives you everything you paid for. Just follow these simple grill buying tips, and you can't go wrong.