Archive for November, 2009
Five Things to Know About Gift Cards
Nov 30, 2009 - We all love gift cards, they're easy to give and even easier to get. But, there's a cost to the convenience... fine print. Here's what you need to know to make your gift card buying experience a good one.
Way to Save #135: Don't Buy Softener Sheets
Nov 30, 2009 - Don’t buy drier softening sheets. Instead, mix up a spray bottle with half water and half fabric softener. Spray a washcloth with the mixture and toss it in the dryer.
Way to Save #134: Buy Textbooks Online
Nov 29, 2009 - Buy textbooks online, used or both. Used to be you were trapped paying outrageous prices to the monopoly known as the campus bookstore. Nowadays, thanks to the Internet, you can buy new and used textbooks online and save serious bucks. Do a search for “used text books.”
Way to Save #133: Local Scholarships
Nov 28, 2009 - You can look at all the scholarship search websites and library books in the world and still miss college cash. Why? Because the $300 scholarship offered by your local Rotary Club isn’t in there. Neither is the local Elks club $250 essay contest or any number of other awards local civic, cultural and religious groups [...]
Saving on Holiday Shopping
Nov 27, 2009 - The average couple will spend $1500 on gifts this holiday season, but a smart shopper can lower that number.
Way to Save #132: FAFSA First
Nov 27, 2009 - FAFSA stands for “free application for federal student aid,” and it’s basically a standardized form that will help you find out what kind and how much aid will be available to your student. Colleges and universities use it as a basis for the tuition packages they offer, and nearly every scholarship, work-study and other dispenser [...]
Way to Save #131: Get Money For Nothing
Nov 26, 2009 - Billions of dollars of grants, scholarships, work-study programs and low cost loans are available every year. Don’t pay a company to find them for you, because there are places you can search for free. The Internet is a great resource for this. Websites to check out include www.fastweb.com and www.finaid.org, but there are many others. [...]
Way to Save #130: Free Cell Phones Aren't Free
Nov 25, 2009 - Normally you’re better off getting a cheaper plan and buying your own cellular phone. Plans that include “free” phones often also come with long contracts and higher monthly costs.
Way to Save #129: Save On Cellular
Nov 24, 2009 - Cellular phones are convenient, but they can really fracture family finances. If you keep one for emergencies, consider a much less expensive pager instead. If you really need cellular, understand what you need it for before you buy it. For example, why pay for an unlimited national calling plan if you rarely leave your state? [...]
Stacy Johnson On Talk Radio: the “Greatest Generation”
Nov 23, 2009 - Stacy talks to Marth Zollar of the “Martha Zollar Show” airing on FM1037 Talk Radio. Stacy chats about the “Greatest Generation”, living debt-free and his new book, “Life or Debt 2010″. Stacy Johnson on FM1037 Stacy Johnson on Relevant Radio Part 1 Stacy Johnson on Relevant Radio Part 2 Stacy is available for television and [...]
Way to Save #128: Use Calling Cards
Nov 23, 2009 - If you travel, calling cards are important because they allow you to get the same rates from the road that you’re used to paying at home, at least theoretically. But the big three long distance carriers often have ridiculously high rates and fees for their cards. Before you enroll in any plan, be sure to [...]
Way to Save #126: Know The Phone Lingo
Nov 22, 2009 - It’s hard to shop smart for something when you don’t know what questions to ask. In long-distance land, there are three major ones. First, “What is your cost per minute?” Second, “What is your billing increment?” Billing increment is crucial if you make lots of calls, and especially lots of short calls. Billing increments for [...]
Way to Save #125: Shop Your Long Distance
Nov 21, 2009 - Internet sites like www.trac.org and www.abelltolls.com can help you find the best long distance calling plan for your needs. If you don’t have Internet access, go to the library. Remember: part of your monthly phone bill goes to pay for library Internet access, so use it! Even if you aren’t willing to go to the [...]
