Archive for February, 2010
I Paid the Collection Agency, But the Negative is Still On My Credit History!
Feb 18, 2010 - Don't ever be persuaded to pay past due accounts without getting an agreement from the creditor or collection agency to remove any negatives from your credit history!
Understanding, Organizing and Saving on Car Insurance
Feb 17, 2010 - Most people know more about shopping for groceries than shopping insurance. And that's a shame, since you probably spend more insuring your family than feeding it. Here's what you need to know to understand, organize and save on car insurance.
Viewer Question: If I Settle a Debt, Do I Have to Pay Taxes?
Feb 15, 2010 - Most people don't realize it, but when you're unable to pay your bills, you've got more to worry about than damage to your credit score. Because your creditor's not the only one involved when you avoid repaying part or all of a debt through debt settlement, foreclosure or any other sort of forgiveness. You've also got Uncle Sam to worry about.
Tax Pros: Are They a Waste of Money?
Feb 14, 2010 - According to a recent survey, the vast majority of Americans pay a tax professional to do their taxes for them. Since this is a job that you can do yourself in minutes with cheap software, I believe a lot of people are wasting a lot of money. But if you're going to pay a pro, at least try to find the right one and harness their expertise so they're worth the extra money.
Difference Between a Loan Shark and a Tax Refund Loan? Not Much.
Feb 12, 2010 - Just because the name is national, the people are friendly and the decor is nice doesn't mean you can trust your tax preparation service to do the right thing. The rates many preparers charge on refund anticipation loans makes them little more than loan sharks. If you don't use these loans, you know someone that does. So check out this story, then share it.
The “Other” Provisions of the Credit CARD Act
Feb 11, 2010 - Most of the attention from the bill has been given to the restrictions on interest rate increases and over the limit fees. However, there are many other lesser-known regulations in the Act that could have far-reaching ramifications for consumers.
Confessions of a Serial Haggler
Feb 10, 2010 - Most people negotiate on super-expensive things like cars and houses. But for many, that's where the haggling stops. It shouldn't. Negotiating for better deals on everything from cable bills to doctor visits isn't just rewarding: it can be fun. Check out this story on how to do it right.
Jewelry Tips for Valentine’s Day
Feb 09, 2010 - If you're a woman, this post is my Valentine's Day gift to you: Forward it to your beau with a note like "Came across this article; thought you'd be interested."If you’re a guy faced with jewelry shopping this Valentine's Day, I feel your pain. Jewelry shopping is bad on so many levels: First, you might end up at someplace like a mall. Then you'll be expected to spend a lot for what looks so little. So let's see if we can make the process a little less painful by arming you with a few quick tips to make it less stressful and less expensive.
5 Tips to Professing Your Love on a Budget
Feb 09, 2010 - Roses, are red, violets are blue, but if you really want to be frugal on Valentines Day I've got some tips for you!Here's how to save on flowers and jewelry, along with some less-exensive ideas that can soften your sweetie without breaking the bank.
Don’t Let Tax Help Overtax Your Budget
Feb 08, 2010 - Virtually everyone in the United States is eligible for some sort of free tax preparation help, from free in-person preparation and electronic filing to filing free forms online. Here's how to find out what you qualify for.
Tax Changes 2009: Ready for a Refund?
Feb 05, 2010 - Before you file your taxes, it pays to check up on the latest changes to the tax code. This comprehensive list will ensure you don't miss a thing!
Imprisoned by Debt – 5 Escape Plans
Feb 04, 2010 - This reader has $40,000 of credit card debt and having trouble making payments. If you're in a similar situation or know someone who is, take a look at the 5 options to deal with debt. Warning: None are painless, and all will result in varying degrees of hassle and heartache.
Let Uncle Sam Help You Pay Off $5,000 of Debt
Feb 02, 2010 - Most of the money I suggest harnessing for debt destruction comes in dribs and drabs from doing things like smart shopping and avoiding dumb deals.But sometimes there's something big you can do. This is one of those times.
Viewer Question: Can I Earn 5% and Stay Safe?
Feb 02, 2010 - It's a question I've been hearing for 30 years: Can I earn more than risk-free investments are paying... without taking any risk or tying my money up?
Viewer Question: I’m Drowning in Debt. Can You Help?
Feb 01, 2010 - If you're drowning in debt with no hope of recovery, it's time to get help. NOW.
