Take 5: A Roundup of Reads From Around the Web

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1. The bonus tax rate: understanding taxes on year-end bonuses

[Back Taxes Help] If you got a holiday bonus from your boss, here’s some bad news: It’s taxable. But the good news is, contrary to some uninformed opinions, it’s not taxed at a higher rate than anything else you earned last year.

2. How to garden over winter: key strategies for success

[Prairie Eco Thifter] I live in Florida, so I don’t know much about winter gardening. But if I ever needed some reliable info, I think I’d depend on this site from chilly Manitoba, Canada. So if these guys tell me to lay down “a thin layer of mulch,” I’m listening.

3. This year, take some risks

[Money Under 30] It’s often said that youth is wasted on the young. So is risk. If anyone should take calculated risks that could mean big gains later, it’s those under 30 – who have time to recover should a risk go south, and time for a long-term gamble to pay off. Here’s a good motivational speech – that begins with taking a risk on asking that beautiful person at the end of the bar for a date.

4. Shopping and cooking frugally for one

[Being Frugal] Saving money is easier to do in groups. After all, single servings of, well, anything costs a lot more. So here’s a chart and a list of darn near every way you can save when you cook for yourself.

5. The 5 best side jobs you’ve overlooked

[Wealth Pilgrim] Sometimes I admire creativity even when I disagree with it. This is one of those times. The first “side job” on this list? “Cut Hair.” That requires time, money, and a license, but OK. The second suggestion I can’t really endorse: “Lend Money.” If banks are losing money doing that, you can too. Be careful.

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