This month only, the AARP is offering its driver safety course for $5 with a coupon code that nonmembers can also use. The course usually costs $20, and comparable courses are usually closer to $35.
The code is BHM2013, evidently in honor of Black HistoryMonth. You can sign up at aarp.org/driversafety. It takes four to eight hours, and you get two months to complete it.
In 34 states, an insurance discount for such a course is mandatory: insurers have to give it, and it could be up to 15 percent off. Those states are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming. In some cases, it may take points off your license as well.
Even if you’re not in one of those states, many insurers voluntarily offer a discount, but it’s not guaranteed. Ask before you sign up whether you get a discount and how much.
Sign up for our free newsletter
Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free! We'll also email you a PDF of Stacy Johnson's '205 Ways to Save Money' as soon as you've subscribed. It's full of great tips that'll help you save a ton of extra cash. It doesn't cost a dime, so why wait? Click here to sign up now.