Review: Barnes & Noble MasterCard

By on

This post comes from Logan Abbott, editor of the credit cards section of MyRatePlan.com.

The Barnes & Noble MasterCard, issued by Barclaycard, offers great benefits for regular Barnes & Noble customers in addition to being a solid all-around cash-back credit card.

Advantages

  • First purchase bonus. Cardholders receive a $25 gift card after making just one purchase with the card.
  • 1 percent cash back on purchases. Cardholders earn 1 percent cash back on all purchases, all year long.
  • 5 percent cash back on Barnes & Noble purchases. Cardholders earn 5 percent cash back on all purchases made at Barnes & Noble locations or online.
  • Earn gift cards periodically. For every $2,500 spent, the cardholder earns a $25 Barnes & Noble gift card.
  • No annual fee. There’s no annual fee to use the card.

Disadvantages

  • Narrow rewards program. The card offers great cash-back rewards for frequent Barnes & Noble shoppers, but if you aren’t a big Barnes & Noble customer, then another cash-back card such as the Discover it would be a better choice.
  • No introductory 0 percent APR period. The card does not offer a 0 percent APR period on purchases or balance transfers.

Bottom line

Get it if: You have good credit and want a credit card that offers good rewards for frequent Barnes & Noble purchases.

Forget it if: You have less than good credit, or want a credit card that offers a broader rewards program.

Follow Logan Abbott on Google+

Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

Sign up for our free newsletter

Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free! We'll also email you a PDF of Stacy Johnson's "205 Ways to Save Money" as soon as you've subscribed. It's full of great tips that'll help you save a ton of extra cash. It doesn't cost a dime, so why wait? Click here to sign up now.

Check out our hottest deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,262 more deals!

Comments & discussion

We welcome your opinions, but let’s keep it civil. Like many businesses, we reserve the right to refuse service to anyone. In our case, that means those who communicate by name-calling, racism, using words designed to hurt others or generally acting like an uninformed bully. Also, comments that include links to email addresses or commercial websites typically aren't posted. This isn't a place to advertise your business.

  • ljethrogibbs46

    I have had the regular BN membership card for some years. A few years ago, I signed up for the BarclaysMastercard. Big mistake! The card itself worked ok. However, when i tried to get a disputed late payment fee removed, all hell broke loose. I had proof of my timely payments. Didn’t matter to “Bob in Karachi” or wherever the phone rep. was from. He promised that the fee would be removed on the next statement. Next statement comes and, bingo, there’s an ADDITIONAL late fee there. After several phone calls & nasty remarks from the co. reps, I just gave up. The amount was not large, so I just paid it off & cancelled the card. so, caveat emptor!