Half of the Uninsured Say They Won’t Sign Up for Obamacare

By on

The deadline to enroll in a health insurance plan under the Affordable Care Act is upon us. Unfortunately, it appears that the majority of the uninsured are not aware of Monday’s deadline.

A new poll by the Kaiser Family Foundation found that 6 in 10 uninsured don’t know about the March 31 deadline to sign up for coverage. And Kaiser said what’s even more shocking is this:

When reminded of the deadline and the fine for not getting covered, half of those who lack coverage as of mid-March say they plan to remain uninsured.

So despite the online health insurance exchanges and potential subsidies to reduce the cost of insurance premiums, half of the uninsured said they plan to stay uninsured, 4 in 10 say they plan on signing up for coverage by Monday, and 1 in 10 say they’re unsure.

Even as the Obama administration ramped up its PR push for Obamacare in recent weeks, Kaiser said many uninsured are still oblivious about the law and how it could benefit them.

Large shares of the uninsured remain unaware of two of the law’s key provisions that could help them get coverage. About half the uninsured are unaware that the ACA gives states the option of expanding their Medicaid programs, and more than 4 in 10 don’t know that it provides financial help to low- and moderate-income individuals to help them purchase coverage.

If you are still uninsured, Monday is D-Day to sign up for individual health insurance — or at least start the process. Those who begin an application on HealthCare.gov on Monday but can’t finish for a variety of reasons will be given an extension until mid-April to complete the process. Some state exchanges are also granting similar extensions.

If you don’t obtain health insurance, you may be subject to federal fines, and you’ll be unable to purchase an individual policy until Nov. 15. Only people who experience a life-changing event, like a job loss, marriage or addition of a new family member, will be able to purchase individual insurance before then once the current open-enrollment period is over.

We recently provided you with a list of what you should know about Obamacare’s March 31 deadline. The list includes penalties and exemptions. Please help spread the word. It would be a shame if someone who wants insurance didn’t sign up because that person was lacking the necessary information.

Are you uninsured? Do you plan on applying for health insurance by the March 31 deadline? Share your comments below or on our Facebook page.

Sign up for our free newsletter

Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free! We'll also email you a PDF of Stacy Johnson's "205 Ways to Save Money" as soon as you've subscribed. It's full of great tips that'll help you save a ton of extra cash. It doesn't cost a dime, so why wait? Click here to sign up now.

Check out our hottest deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,073 more deals!

Comments & discussion

We welcome your opinions, but let’s keep it civil. Like many businesses, we reserve the right to refuse service to anyone. In our case, that means those who communicate by name-calling, racism, using words designed to hurt others or generally acting like an uninformed bully. Also, comments that include links to email addresses or commercial websites typically aren't posted. This isn't a place to advertise your business.

  • Jason

    That doesn’t surprise me considering the amount of misinformation about Obamacare. Many people that I know think that the exchange contains insurance provided by the government.

    I only personally know one family effected by the ACA. They had a high-deductible insurance plan that was eliminated so they enrolled in a new plan that cost $350 per month more. When I asked them if they had checked the healthcare.gov they said no, they didn’t want Obamacare insurance. I told them it is Blue Cross / Blue Shield just like you just purchased but you will get a tax credit to help pay for it. They never bothered to check, but still don’t miss a chance to complain that Obamacare doubled the cost of their insurance.

  • http://www.biblemoneymatters.com/ Money Matters

    No worries – if you miss the deadline they’ll just extend the deadline! Sounds like they already have – you just have to say you started the process before the deadline – and they’re not doing anything to check or verify that’s the case.

  • Raider3

    The entire program is a joke

  • Johns.Opinion

    Please, you have to be living under a rock, not to know you have to sign up by a certain date. It’s just shameful that people don’t bother to educate themselves and get a estimate of the cost.. Though I live in a poor town in Woonsocket RI. Half the population are mutants and can’t manage their basic life needs. So maybe, I’m not surprised.

  • hyjyljyj

    There is no “confusion” about Nobamacare. It’s simple: People who did have insurance and thought they could keep it because the prez said so believed what PolitiFact (not exactly a bastion of right-wing propaganda) named their Lie of the Year; people who had no insurance aren’t signing up because they can’t afford the exorbitant premiums and inflated deductibles and other out of pocket expenses. As a result they have to just take their chances, and what if they get sick or injured? They won’t be able to afford a doctor, many won’t make their way to a county hospital, so they’ll simply suffer. That’s the democrat plan for health care: Don’t get sick. And if you do get sick, die quickly. That’s the decreased quality of life in our society Obama and his robotic followers have created, all for political reasons. The End