5 Words Insurance Companies Hate

What's Hot


5 Reasons to Shop for a Home in DecemberFamily

Shoppers Boycott Businesses Selling Trump-Branded ProductsBusiness

Giving Thanks: Why Foreigners Find America AmazingAround The House

Why Washing Your Turkey Can Make You IllFamily

50 Best Gifts Under $25 for Everyone on Your ListFamily

Pay $2 and Get Unlimited Wendy’s Frosty Treats in 2017Family

What the Richest 1 Percent Earns in Every StateFamily

10 Ways to Retire Earlier Than Friends on the Same SalaryGrow

The 10 Best Ways to Blow Your MoneyCredit & Debt

7 Foods That Can Lengthen Your LifeFamily

The 50 Hottest Toys of the Past 50 YearsFamily

New Email Phishing Scam Targets Amazon ShoppersMore

7 Government Freebies You Can Get TodayFamily

Using the wrong words could delay or even have an insurance claim tossed out.

Life is full of problems, some little, some big. That’s why we have insurance. But where insurance companies come in, there are five words that should be left out…or at least used judiciously. Example? The word flood.

“It’s water coming into your home from a nearby lake, stream, river. It’s not covered under the standard home insurance policy.”
-Kat Zeman, Insure.com

So if you’ve got a burst pipe, which is covered, don’t call it a flood, which might not be.

Need a medical treatment? Avoid the word experimental. Insurance often doesn’t cover experimental procedures.

“If your doctor recommends a procedure, he probably feels it’s medically necessary. So let the insurance company decide if it’s experimental.”
-Kat Zeman, Insure.com

When it comes to car wrecks, avoid apologizing.

“Try to avoid using the term I’m sorry when reporting a car accident because it could be interpreted as an admission of fault.”
-Kat Zeman, Insure.com

Then there’s the term “in my opinion”. Don’t volunteer your opinion, state the facts. And if you’re injured? Avoid the W word: Whiplash.

“The term whiplash has become associated with exaggerated and fraudulent insurance claims. So if your neck is injured, go to the hospital and let your doctor make the diagnosis.”
-Kat Zeman, Insure.com

Bottom line? When bad things happen that might involve insurance, think before you speak. I’m sorry, but in my opinion that’s not experimental. Avoid whiplash from being flooded with denials.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: The 7 Worst Things to Buy at a Dollar Store

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,786 more deals!