7 Ways to Save Cash at Kroger and Its Affiliates

Kroger is the nation’s top grocery chain. Find out how to save cash at the store and its affiliates, including Dillons, Harris Teeter, King Soopers, Ralphs and Smith’s.


Love it or loathe it, few of us can avoid a weekly trip to the grocery story. On any given day, 32 million adults trundle down a grocery aisle, according to a 2008 study by the Time Use Institute.

And while everyone has their own favorite grocer, Americans choose Kroger more than any other chain devoted specifically to groceries. In fact, Kroger is the second biggest retailer in America, according to the National Retail Foundation.

Frugal shoppers are well-known for clutching a cache of coupons, hoping to score big bargains at checkout. But there are additional ways to save at Kroger that go beyond couponing.

Following are seven ways you can cut costs — down to “free” for one item on this list — at Kroger. To keep things simple, we’re zeroing in on discounts at the Kroger flagship store, but you can find most or all of these benefits at Kroger affiliates, which include:

  • Dillons
  • Harris Teeter
  • King Soopers
  • Ralphs
  • Smith’s

1. Get the customer card

It pays — literally — to be loyal. The next time you’re in Kroger, tell the cashier that you want to sign up for a Plus Card. The process takes just a minute, and it will score you loads of additional savings in-store — such as digital coupons — and in the mail on select products.

2. Sign up for the free Friday download

Every Friday, Kroger lets customers download a digital coupon for a FREE product — and we’re talking name-brand items, like a complimentary loaf of Sarah Lee bread. Shoppers then have two weeks from the download date to redeem their gratis item.

To take advantage of this weekly giveaway, simply create a Kroger.com account and visit this page on Fridays.

3. Double your fuel points with gift cards

Shop at Kroger with your Plus Card, and you typically earn one fuel point for every $1 you spend. But you can do even better in some cases. For example, you can earn double the fuel points for purchasing gift cards.

Fuel points can be redeemed for savings at Kroger Fuel Centers and participating Shell stations. According to Kroger:

At Kroger Fuel Centers, you can choose how much of your discount you want to use…10¢, 20¢, 30¢… up to $1 OFF per gallon! You can also redeem your fuel points at participating Shell fuel stations. Simply scan your Plus Card or enter your Alternate ID at the pump, then choose to redeem your available fuel discount.

So, you can save on gas by buying items you have to purchase anyway. Talk about a no-brainer!

4. Use a website like Kroger Krazy

The Kroger Krazy website is specifically “committed to finding and sharing the best Kroger deals to save you money on the things your family needs most.” Here, blogger Katie shares “coupon matchups, Kroger finds and general money-saving deals in a very detail oriented manner.”

From basic couponing tips for beginners to ads by region and “must-do deals,” this is a great place to start your Kroger savings spree.

5. Shop for discounted Kroger gift cards

Websites like Raise.com and Cardpool.com let users purchase (and sell) Kroger and other gift cards at a discounted price. For example, we recently saw Kroger cards at Cardpool for 2.5 percent off.

It’s important to note that because Kroger is so popular, discounted gift cards disappear from these sites quickly. So, you may need to check back regularly if you hope to snag a card.

6. Keep your Catalinas

You’ve probably seen a Catalina, even if you’re not aware of it. They’re those coupons that appear on the back of — or along with — your store receipts. They’re easy to overlook as you hastily stuff the receipt into your pocket, wallet or purse.

However, because savings are often based on a customer’s buying patterns, you should definitely take a moment to investigate.

For example, if you frequently purchase a particular type of cereal, you may receive a coupon for the brand in the future. Or, you may receive one for a competing brand that’s worth checking out.

7. Apply for Kroger’s 1-2-3 REWARDS Visa Card

This Visa card is a gateway to Kroger savings. Apply for it to earn:

  • Three rewards points for every net dollar spent on Kroger-brand products
  • Two rewards points for every net dollar “spent in the Kroger family of stores (excluding fuel centers)”
  • One rewards point for every net dollar “spent anywhere Visa is accepted”

Every 1,000 points nets you $5 in free groceries. You also get an additional 25 cents of discount on fuel at “participating Kroger Family of Stores Fuel Centers.” Apply here.

Do you have other tips for saving at Kroger and its affiliates? Share them in our Forums. It’s a place where you can swap questions and answers on money-related matters, life hacks and ingenious ways to save.

This story contains affiliate links, which means Money Talks News may get a commission if you decide to purchase anything from some of the companies in this story. However, we only recommend products we love. Using affiliate links helps us keep the lights on, and allows us to continue to offer you great money-saving tips every day.

Stacy Johnson

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