Americans’ Top Goals — and Biggest Fears — for the Next 4 Years

What's Hot


The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

How a Mexican Tariff Will Boost the Cost of 6 Common PurchasesFamily

This Free Software Brings Old Laptops Back to LifeMore

How to Protect Yourself From the ‘Can You Hear Me?’ Phone ScamFamily

Report: Walmart to Begin Selling CarsCars

Is Your TV Tracking You? Here’s How to Tell — and Prevent ItAround The House

Trump Scraps FHA Rate Cut — What Does It Mean for You?Borrow

Where to Sell Your Stuff for Top DollarAround The House

11 Staging Tips to Help You Get Top Dollar When Selling Your HomeAround The House

8 Tuition-Free U.S. CollegesCollege

10 Overlooked Expenses That Ruin Your BudgetFamily

4 Car Insurers That Might Raise Rates Even When the Accident Wasn’t Your FaultCars

How to Invest If Trump Kills the ‘Fiduciary Rule’Grow

20 Simple Hacks to Make Your Stuff Last LongerAround The House

12 Surprising Ways to Wreck Your Credit ScoreBorrow

Party affiliation strongly influences whether or not you are optimistic about the next four years, a survey finds.

Americans have different financial outlooks for the next four years, and they vary largely depending on political party affiliation, a new survey shows.

Yet despite these differences, Americans seem to agree on their top financial goals and their biggest financial concerns for the next four years under the leadership of Donald Trump, who will be inaugurated as president Friday.

Credit reporting bureau Experian surveyed 1,000 Americans of voting age regarding financial topics after the November election.

About one-third of respondents (37 percent) felt Americans’ financial status would improve over the next four years, as opposed to staying the same or declining.

Republicans and independents were more optimistic, with 77 percent and 44 percent, respectively, feeling Americans’ financial status will improve. Democrats were more pessimistic, with only 19 percent feeling that way.

When it comes to Americans’ biggest financial goals for the next four years, however, the results reflected more agreement.

For example, saving more money was by far the No. 1 financial goal, cited by 41 percent of survey respondents.

No other goal came close. The No. 2 goal — the related goal of being a smarter shopper — was cited by 12 percent of respondents.

Americans’ biggest financial concerns for the next four years revolve around a similar theme. The No. 1 concern is not having enough money saved to retire, cited by 21 percent of respondents.

The No. 2 concern is the related fear of encountering financial setbacks due to medical costs, which was named by 12 percent.

Americans’ top financial goals for the next four years, according to Experian’s survey, are:

  • Save more (cited by 41 percent)
  • Be a smarter shopper (12 percent)
  • Pay my credit card debt off (10 percent)
  • Pay off a credit card debt completely (8 percent)
  • Pay my full credit card balance (5 percent)
  • Not open anymore credit cards (3 percent)
  • Check my credit score more often (2 percent)
  • Enlist a financial adviser (2 percent)
  • Check my credit report more often (2 percent)
  • Get credit monitoring/theft protection (1 percent)

Americans’ top financial concerns for the next four years are:

  • Not having enough saved to retire (cited by 21 percent)
  • Financial setbacks due to future medical costs (12 percent)
  • Not becoming financially independent (12 percent)
  • Not being able to support a family (12 percent)
  • Not being able to pay off my debt (9 percent)
  • Getting my identity stolen (8 percent)
  • Losing my savings in the stock market (5 percent)
  • Not being able to fund my children’s education (4 percent)
  • Not being able to support my parents as they age (3 percent)

If you’re concerned about your financial future, be sure to visit the Money Talks News Solutions Center. You’ll find assistance with everything from building a better budget to building your Social Security income.

What would you cite as your No. 1 financial goal or fear for the next four years? Sound off below or on our Facebook page.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: 7 Steps to Quickly Eliminate Your Holiday Debt

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,845 more deals!