Posts by LowCards.com

Tips on Filing a Credit Card Complaint
May 26, 2011 - Starting in July, the new Consumer Financial Protection Bureau will start accepting complaints about deceptive and abusive financial products, from credit cards to payday loans. While you're waiting, here are three other ways to voice your displeasure.

Credit Card Defaults and Late Payments Continue Declining
May 20, 2011 - Credit card defaults and delinquencies have dropped to levels not seen since the start of the Great Recession.

Gas Credit Cards Can Offer Attractive Rewards
May 19, 2011 - If you're feeling pain at the pump, one thing you might try is a credit card that offers rebates on gas purchases. But beware: this plastic comes equipped with plenty of fine print. Here's the skinny on some of the most popular cards.

Study Finds CARD Act Helped Reduce Credit Card Fees
May 12, 2011 - It's been two years since the Credit Card Accountability, Responsibility, and Disclosure Act became law. A new study suggests it may have done at least part of what Congress intended.

Willingness of Banks to Lend Hits 17-Year High
May 05, 2011 - According the Federal Reserve, banks are ready to embark on a lending binge. But they may be lacking a key ingredient: borrowers.

Credit Card Late Payments Down 17th Month in a Row
Apr 29, 2011 - Americans continue to recover from the Great Recession. As a nation, we're borrowing more and paying back more of what we borrow.

U.S. Credit Rating Could Affect Your Interest Payments
Apr 28, 2011 - The recent news that a Wall Street rating agency lowered its opinion of U.S. government debt isn't just a wake-up call for Uncle Sam. It's a warning for all of us.

Rewards Return for Some Credit Cardholders
Apr 21, 2011 - If you've got good credit, credit card rewards are back. From 100,000 free airline miles to extra cash back, some card issuers are offering more bonuses than they have in years.

Financial Advice for Every Stage of Life
Apr 14, 2011 - Whether you just received your first allowance or your first Social Security check, there are things you need to know. In as few words as possible, here's a guide to managing money for every age group.

Attractive Airline Rewards Credit Cards Introduced
Apr 08, 2011 - Here's a credit card with an offer that's tough to refuse: 100,000 frequent flier miles - enough for four free tickets - just for signing up. Other airline reward cards are also taking off, but don't forget to read the fine print.

New Study Shows Hazards of Credit Card Debt
Apr 07, 2011 - Like a hamster on a wheel, some people who use credit cards to meet daily expenses find themselves in a cycle that's tough to stop.

The Harsh Consequences of One Late Payment
Mar 31, 2011 - It happens to the best of us: We forget a bill and end up paying late. But when it comes to credit cards, this is one mistake that can turn out to be costly. Here's what can happen and how you might avoid the pain.

Federal Reserve Approves Rule Clarifying CARD Act
Mar 24, 2011 - Although the Credit Card Accountability, Responsibility and Disclosure Act has been around since 2009, Uncle Sam is still refining the rules. Here are some recent changes that might affect you.

Best Tax Advice: Don’t Pay With Plastic
Mar 17, 2011 - While credit card companies tout the benefits of paying your taxes with a credit card, this is probably the worst way to pay. Here are some better ideas.

Changes in Interchange Fees Affect Consumers, Retailers, and Banks
Mar 03, 2011 - Retail lobbyists fought hard to win a limit on interchange fees - the charge retailers pay to banks to process debit card transactions. Their victory may backfire: Banks are now threatening to limit debit card transactions to $50-$100.