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Posts by LowCards.com

Micropayments: A Faster Way to Pay Off Credit Card Debt

Micropayments: A Faster Way to Pay Off Credit Card Debt

Apr 28, 2010 - Paying more than the minimum is the key to paying off any debt faster. But if you're having trouble coming up with extra money, making smaller, more frequent payments... known as micropayments... may be your answer.

Traveling Overseas? Pack the Proper Plastic

Traveling Overseas? Pack the Proper Plastic

Apr 21, 2010 - When it comes to fees, there are some cards you'd really rather leave home without. Here's a look at some of the best... and worst... cards for international travel.

Clearer Disclosures for “Free Credit Reports” Take Effect Friday

Clearer Disclosures for “Free Credit Reports” Take Effect Friday

Mar 31, 2010 - New disclosures required by the FTC must be included in "free credit report" ads beginning Friday, aiming to clear up any confusion about where you can actually get a free credit report.

Credit Card Usage Continues to Decline

Credit Card Usage Continues to Decline

Mar 11, 2010 - According to the Federal Reserve, consumer borrowing rose to $2.456 trillion in January. But what's surprising is that this increase occurred despite another drop in credit card loans.

New Credit Card Statements Could Help Consumers Decrease Debt

New Credit Card Statements Could Help Consumers Decrease Debt

Mar 04, 2010 - The new credit cards statements can help you pay off your credit card debt faster by showing you how long it will take and how much extra interest you'll pay if you only send in the minimum.

Before The Credit CARD Act, A Pound of Flesh

Before The Credit CARD Act, A Pound of Flesh

Feb 25, 2010 - No, it wasn't your imagination. Your bank probably did raise rates and fees prior to submitting to the consumer protections enacted by the new law that went into force on February 22, 2010. And when you see the details, your blood will boil. Especially in light of the fact that taxpayers bailed out some of the same institutions now sticking it their customers.

No More Extra Credit on Campus

No More Extra Credit on Campus

Feb 23, 2010 - The Credit CARD Act is now in effect and one of the major provisions is a restriction on credit cards to those under 21. What's a student to do? Here are some ideas.

The “Other” Provisions of the Credit CARD Act

The “Other” Provisions of the Credit CARD Act

Feb 11, 2010 - Most of the attention from the bill has been given to the restrictions on interest rate increases and over the limit fees. However, there are many other lesser-known regulations in the Act that could have far-reaching ramifications for consumers.

Transferring a Credit Card Balance: A Good Idea?

Transferring a Credit Card Balance: A Good Idea?

Jan 26, 2010 - More consumers are now considering a balance transfer due to the rising interest rates on their existing cards. But is this a good idea?

Tips for Applying for a Credit Card

Tips for Applying for a Credit Card

Jan 14, 2010 - When you're shopping for credit cards, it pays to know which type of consumer you are.

Credit Card Predictions for 2010

Credit Card Predictions for 2010

Jan 06, 2010 - Seven predicted changes to the credit card industry coming in 2010.

2009: A Turbulent Year for Credit Card Issuers and Cardholders

2009: A Turbulent Year for Credit Card Issuers and Cardholders

Dec 17, 2009 - This past year has been one of the most turbulent years in the history of the credit card industry for both issuers and cardholders.

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