Archive for 'Banking'

Treasure Hunt: Finding Unclaimed Cash

Treasure Hunt: Finding Unclaimed Cash

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Mar 15 - Whether you know it or not, someone out there might owe you money. Fortunately, finding it is as simple as typing your name into a web site (and completely free).

Credit Card Usage Continues to Decline

Credit Card Usage Continues to Decline

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Mar 11 - According to the Federal Reserve, consumer borrowing rose to $2.456 trillion in January. But what's surprising is that this increase occurred despite another drop in credit card loans.

New Credit Card Statements Could Help Consumers Decrease Debt

New Credit Card Statements Could Help Consumers Decrease Debt

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Mar 04 - The new credit cards statements can help you pay off your credit card debt faster by showing you how long it will take and how much extra interest you'll pay if you only send in the minimum.

Swapping Favors in a Time Bank

Swapping Favors in a Time Bank

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Mar 01 - Earning "time dollars", and keeping them in a time bank, just might change the way you think about doing favors for friends.

Before The Credit CARD Act, A Pound of Flesh

Before The Credit CARD Act, A Pound of Flesh

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Feb 25 - No, it wasn't your imagination. Your bank probably did raise rates and fees prior to submitting to the consumer protections enacted by the new law that went into force on February 22, 2010. And when you see the details, your blood will boil. Especially in light of the fact that taxpayers bailed out some of the same institutions now sticking it their customers.

Debt Settlement Company Bites Back

Debt Settlement Company Bites Back

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Feb 23 - Debt settlement is a controversial technique to pay less than what you owe. Read this recent email exchange between me and the owner of a debt settlement company and you'll see what I mean.

No More Extra Credit on Campus

No More Extra Credit on Campus

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Feb 23 - The Credit CARD Act is now in effect and one of the major provisions is a restriction on credit cards to those under 21. What's a student to do? Here are some ideas.

New Credit Card Statements: Coming Soon

New Credit Card Statements: Coming Soon

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Feb 22 - Thanks to the CARD Act, you're going to have new rights, credit card companies will have fewer, and it's all going to be spelled out in language that's a lot easier to understand.

Citi Adds $60 Annual Fee to More Credit Card Accounts

Citi Adds $60 Annual Fee to More Credit Card Accounts

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Feb 19 - One week before the CARD Act goes into effect, Citi has added an annual fee to more accounts on many of its popular credit cards.

The “Other” Provisions of the Credit CARD Act

The “Other” Provisions of the Credit CARD Act

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Feb 11 - Most of the attention from the bill has been given to the restrictions on interest rate increases and over the limit fees. However, there are many other lesser-known regulations in the Act that could have far-reaching ramifications for consumers.