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With billions of credit card come-ons bombarding Americans every year, it’s practically impossible to know that you’re getting the best deal possible on your credit card. But whether you’re looking for the lowest rate, most cash back or other perks, there’s something for everyone.
We asked Amal Rhoe of CardOffers.com which credit cards win out… here’s what [...]
The average college student now graduates with more than $2,000 in debt. Obviously, keeping a clean credit history and a high credit score isn’t part of the regular curriculum.
First, establish credit by piggybacking on parents. As an “authorized user” on a parent’s credit card, you’ll share their credit history (hopefully, it’s good).
Then, get a cell [...]
The bailout of our banking system, considered a short-term solution by many experts, could end up costing you big in the long-term. Of course, there’s the $700 billion required to buy up bad mortgages, but there are also a host of potential costs that you may not be aware of.
First, you should probably expect some [...]
I wanted to take this opportunity to say a few words about the situation we’re in, how we got here, what’s likely to happen in the days ahead and what you should be doing to protect your family’s finances. These are my thoughts alone…not any station’s, network, or website. And while I have more than [...]
Americans now carry more than 2-trillion dollars in debt, and as that figure grows, so does the debt collection industry’s revenues… to the tune of more that 16-billion dollars a year. But just because you owe money, doesn’t mean debt collectors can treat you like a doormat.
The Fair Debt Collection Practices Act requires collection agencies [...]
There are a few situations where using your credit card has some distinct advantages over paying with cash. For example, there’s protection in plastic when you make big purchases, like a TV. If your purchase was damaged or defective, you can always withhold payment while you and your credit card company work with [...]
Southwest is the only airline turning a profit and by digging a littler deeper into their financial methodology, you’ll find that adopting a few of their practices can save you money at home.
If you’ve got a retirement plan at work, stocks, mutual funds or other types of investments, you’re already well on your way to savings-land. But, there are 5 common mistakes that will quickly steer you off track, definitely cost you money and potentially screw up your savings for good.
Mismatching your investment with your goal [...]
If you’ve ever been nailed by a credit card late-payment fee, had your interest rate raised unfairly, or otherwise suffered at the hand of your credit card company, relief may be in store… provided new rules proposed by the Federal Trade Commission are enacted.
Five major protections offered by the FTC Act
Banks would be prohibited from [...]
There are few people who haven’t considered a loan from a family member. But before you tread this potentially perilous path, consider getting some outside help.
You know you made yourself a promise to to do better both physically and financially this year. Well, we’ve got some tips to beef up that bank account.
Among the most common New Years resolutions is to sticking to a budget. If that sounds familiar, you’ll appreciate the next story: money reporter Stacy Johnson provides some expert guidance when it comes to tracking the family finances.
Was one of your resolutions to pay off some debt this year? Secrets to pay off that debt from some of the pros…
Ceremonies like weddings and funerals are often expensive affairs. But with funerals, most of the planning is done last minute, and saving money is the last thing on anybody’s mind. But there are solutions..money reporter Stacy Johnson has some tips on planning for the inevitable.
If your list of New Year’s resolutions includes “Paying Down Debt”, or “Saving More Money”, then you’re in the right place. Today money reporter Stacy Johnson begins his series on Fiscal Fitness ‘08 with some advice on finding help.
Do you think you know what’s going to happen to interest rates, the economy and the stock market this year? Compare your guesses to those of the experts.
When you hear the words, ‘non-profit’ you often think of low-paid workers or even volunteers: people in it for the love, not for the money. But there are charities that contribute big to their bosses.
Identity Theft is a crime so common that if it hasn’t happened to you personally, you probably know a victim. So why are so many identities still being stolen?
If you borrow money, you probably know that your credit score is important. The company behind credit scoring, Fair Issac, recently announced changes in the way they’ll soon be doing it.
The President of the United States is expected to help manage the world’s biggest economy. But when it comes to money, which of the current candidates does the at managing their own?
Every year, millions of Americans take out loans on their tax refunds…and every year tax preparation companies rake in millions in interest and fees. These controversial loans haven’t escaped the notice of consumer advocates…and now Uncle Sam is weighing in.
If you carry a balance on one or more credit cards, you’re not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort of bank savings accounts. If you have savings, should you use that money to pay off your credit cards?
Last month general motors announced the biggest annual loss in their history. And dark clouds for car manufacturers mean blue skies for buyers, as dealers get desperate. But if you’re thinking of buying a car anytime soon, don’t forget the financing.
You’d like to get some expensive elective surgery, but you don’t really have the money… and there’s no insurance. What do you do?
While the credit crunch has made borrowing for… or against… your home more difficult, home equity loans and lines of credit remain popular for those with equity. Stacy Johnson explains what these loans do and if you should consider them.
You’ve seen the ads: credit counseling companies say they can help by getting your payments and interest rates lowered. Others claim they can get your debts wiped out entirely by settling them for pennies on the dollar. Money reporter Stacy Johnson takes an inside look at these companies.
If you’re a fortune teller, faith healer, psychic then you really need to know James Randi. Because he’s got a million dollars with your name written on it. Ready to put up or shut up?
With billions of credit card come-ons bombarding Americans every year, it’s practically impossible to know that you’re getting the best deal possible on your credit card. But whether you’re looking for the lowest rate, most cash back or other perks, there’s something for everyone.
We asked Amal Rhoe of CardOffers.com which credit cards win out… here’s what she had to say:
Lowest rate: It’s hard to find any card below 10%, but right now Citi-Select Platinum card carries about 8 and 1/2%
Cash back: Chase Freedom Card. Most cards only offer 1% cash back,but this one actually offers 3% cash back on your top three spending categories, as well as 1% cash back on your standard purchases.
Travel rewards: The American Express Starwood Preferred Guest credit card. In Addition to not having an annual fee, this card actually has a low APR, and offers you star points on hotels, car rentals and air.
None of these cards, by the way, charge an annual fee. Of course, offers change all the time, and you’ve got to have good credit, but you should try and find the best card for you. Shop interest rates on credit cards like you do with savings accounts and you can potentially save tons of money.
There are a few situations where using your credit card has some distinct advantages over paying with cash. For example, there’s protection in plastic when you make big purchases, like a TV. If your purchase was damaged or defective, you can always withhold payment while you and your credit card company work with
If you carry a balance on one or more credit cards, you’re not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort of bank savings accounts. If you have savings, should you use that money to pay off your credit cards?
The average college student now graduates with more than $2,000 in debt. Obviously, keeping a clean credit history and a high credit score isn’t part of the regular curriculum. First, establish credit by piggybacking on parents. As an “authorized user” on a parent’s credit card, you’ll share their credit history (hopefully, it’s good). Then, get a cell
Saving money on gifts this holiday season is all about creativity and imagination. Just follow these Money Talks tips to save money on your holiday shopping.
Credit Unions traditionally offer higher interest rates and lower fees than banks. The only problem: if you want to make a deposit or use an ATM, visiting a branch of your union might not be convenient or even possible. But, thanks to “Credit Union Sharing”, that’s all about to change. Credit unions are joining
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