Archive for 'Debt'

Difference Between a Loan Shark and a Tax Refund Loan? Not Much.

Difference Between a Loan Shark and a Tax Refund Loan? Not Much.

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Feb 12 - Just because the name is national, the people are friendly and the decor is nice doesn't mean you can trust your tax preparation service to do the right thing. The rates many preparers charge on refund anticipation loans makes them little more than loan sharks. If you don't use these loans, you know someone that does. So check out this story, then share it.

The “Other” Provisions of the Credit CARD Act

The “Other” Provisions of the Credit CARD Act

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Feb 11 - Most of the attention from the bill has been given to the restrictions on interest rate increases and over the limit fees. However, there are many other lesser-known regulations in the Act that could have far-reaching ramifications for consumers.

Confessions of a Serial Haggler

Confessions of a Serial Haggler

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Feb 10 - Most people negotiate on super-expensive things like cars and houses. But for many, that's where the haggling stops. It shouldn't. Negotiating for better deals on everything from cable bills to doctor visits isn't just rewarding: it can be fun. Check out this story on how to do it right.

Imprisoned by Debt – 5 Escape Plans

Imprisoned by Debt – 5 Escape Plans

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Feb 04 - This reader has $40,000 of credit card debt and having trouble making payments. If you're in a similar situation or know someone who is, take a look at the 5 options to deal with debt. Warning: None are painless, and all will result in varying degrees of hassle and heartache.

Let Uncle Sam Help You Pay Off $5,000 of Debt

Let Uncle Sam Help You Pay Off $5,000 of Debt

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Feb 02 - Most of the money I suggest harnessing for debt destruction comes in dribs and drabs from doing things like smart shopping and avoiding dumb deals.But sometimes there's something big you can do. This is one of those times.

Viewer Question: I’m Drowning in Debt. Can You Help?

Viewer Question: I’m Drowning in Debt. Can You Help?

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Feb 01 - If you're drowning in debt with no hope of recovery, it's time to get help. NOW.

Viewer Question: Who Do I Turn To For Credit Help?

Viewer Question: Who Do I Turn To For Credit Help?

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Jan 27 - Need help with your credit? The way to find it isn't by looking at ads. Because the most trustworthy credit counselors are rarely the most heavily advertised. If you need help, read on.

Viewer Question: How Do I Get A Free Credit Score?

Viewer Question: How Do I Get A Free Credit Score?

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Jan 27 - If you can navigate the minefield of misleading ads, you might be able to find a free credit report. But you still won't be able to get a free credit score. Here's why.

Transferring a Credit Card Balance: A Good Idea?

Transferring a Credit Card Balance: A Good Idea?

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Jan 26 - More consumers are now considering a balance transfer due to the rising interest rates on their existing cards. But is this a good idea?

What Goes Around Comes Around: Lessons from the Great Depression

What Goes Around Comes Around: Lessons from the Great Depression

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Jan 26 - Our nation faces huge economic challenges. But they're not unprecedented. If you'd like to better manage your future, start by looking to the past.