Archive for 'Credit & Debt'

Reduced Interchange Fee Goes Into Effect Tomorrow
Sep 30, 2011 - This Saturday, merchants will be paying less for processing debit cards. Will consumers get the price break promised by retailers?

Beware the Four Horsemen of Personal Finance
Sep 29, 2011 - It's time for another sermon, but this one isn't fire and brimstone – it's cash and carry.

2 New Banks Offer Lower Fees and Better Rewards
Sep 23, 2011 - If you're fed up with your bank but assume all of them treat their customers poorly, check out one of these two new institutions.

Top 5 Cash-Back Credit Cards
Sep 22, 2011 - Cash-back credit cards aren't as exciting – or profitable – as other reward cards. But if you're frustrated with figuring out all the rules that govern your points, it might make sense to opt for one of these.

5 Smart Uses for Credit Cards
Sep 21, 2011 - Credit cards have gotten a bad rap, but depending on how they're used, they can be a consumer's friend. Here are some reasons you shouldn't leave home without them.

Ask Stacy: What’s With Credit Card Minimums?
Sep 20, 2011 - We've all seen the signs at the cash register: "Minimum credit card transaction $10." Is this legal? In the past, no. Now, yes. Here's a quick primer on changes in banking laws and how they affect you.

6 Tips to Using Airline Credit Cards
Sep 16, 2011 - If you have a credit card that earns you frequent flier miles, you got to know about the "gotchas" that can keep you grounded.

Point/Counterpoint: Are Credit Card Swipe Fees Fair?
Sep 15, 2011 - Every time you pull out the plastic at a store, the merchant pays a fee to a credit card processor. The merchants say the fees are too high. The banks say they're fair. In a new feature, two of our writers debate the issue and you decide the winner.

5 Credit Card Tips for International Travelers
Sep 12, 2011 - Credit cards can be a hassle to use in this country, but overseas, you can get socked with fees as high as 25 percent – unless you know these tips.

Getting Micro Loans for Your Small Business
Sep 12, 2011 - Getting a business off the ground and keeping it running requires a lot of things, but a big one is money. Here's how small businesses can bypass the banks and get thousands in low-interest loans.

Retailers Are Losing Money on Returned Items
Sep 09, 2011 - If you think returning an item is a pain, pity the merchants who not only take it back but might pay extra if you used your debit card.

8 Reasons Why You’re Getting an F in Personal Finance
Sep 08, 2011 - Failing a class in school is one thing. Failing your financial goals as an adult is another. Here's how to earn an A-plus in personal finance.

5 Ways to Keep Your Credit Score Up That Make No Sense
Sep 08, 2011 - If you want to keep a high credit score – which can mean lower loan rates – then you'll need to do some things that don't sound quite right at first.

Ask Stacy: Help! I’m Facing a Debt Disaster!
Sep 06, 2011 - As the result of a gambling addiction, M has major debt issues – what should she do?

Will Debit Cards Soon Charge Monthly Fees?
Sep 05, 2011 - Have a debit card with a rewards program? Probably not for long. In fact, you may soon start paying a monthly fee just for the privilege of using this type of plastic.