Archive for 'Credit & Debt'

Got Great Credit? Get a Great Rewards Card
Jul 14, 2011 - Credit card companies are once again trolling for new card customers. Their favorite bait? Rewards like airline miles. But if you want to land a great rewards card, show up with great credit.

12 Ways Americans Say They’re Saving This Summer
Jul 11, 2011 - A new Harris poll reveals how Americans have found proven money-saving techniques during the recession. Are you doing any of these? Or all of them?

5 Tips for Finding the Right Credit Card
Jul 08, 2011 - From the CARD Act to the ever-changing policies of major issuers, it's hard to keep up with the latest developments in credit cards. Here's an easy way to figure it all out - and make out financially.

Swipe Fees: Banks Win, Stores Lose
Jun 29, 2011 - The banks were expecting bad news today as the Federal Reserve stood poised to radically reduce the fees they collect for processing debit cards. But what they got instead was proof that massive lobbying pays off.

Ask Stacy: What’s the Best Company to Repair My Credit?
Jun 28, 2011 - Whether it's your car, your plumbing, or your body, if it's broken, there are pros who can often repair it. But can the same be said for your credit?

Fed To Cast Final Vote on Debit Card Fees Wednesday
Jun 27, 2011 - There's only one more vote separating banks from much lower debit card fees. If it happens, it's certain that retailers win and banks lose. But what about consumers?

Mobile Payments: Convenience at a Cost?
Jun 27, 2011 - Smartphones are getting even smarter, and may soon replace your wallet. But be careful: Paying with your phone comes with some risks.

Surprise! Study Says Americans Manage Money Badly
Jun 24, 2011 - More than one in five Americans have turned to alternative lenders like payday loans, pawn shops, or advances on payday loans during the past five years. And two in five have paid substantial interest, fees, or both due to bad borrowing habits.

Credit Card Defaults and Late Payments Decline Again
Jun 23, 2011 - There's been a lot of negative news about the economy lately. But here's some good news: More consumers are able to pay their bills.

10 Tips for This Year’s College Grads
Jun 16, 2011 - If you're a recent grad or know someone who is, here's a checklist that will help start life on the right financial foot.

Avoiding the Top 10 Financial Fouls
Jun 15, 2011 - Making too many mistakes in a game can mean warming a bench. In real life, making too many mistakes can mean living on one. Stay on the path to financial success by avoiding these pitfalls.

Ask Stacy: Is It Time to Change Credit Cards?
Jun 14, 2011 - This reader is ready to move on to new credit cards. But will that help or hurt? And how many credit cards should she have?

Deal-Seeking Dad: Are Kids Getting Smarter About Money?
Jun 09, 2011 - A new survey shows that the recession has had one upside: Young people are becoming more financially responsible, although there are still some big gaps in their knowledge.

Senate Rejects Delay of Debit Interchange Fee Cap
Jun 09, 2011 - Big banks can't seem to catch a break. On Wednesday afternoon, they lost a vote that would have delayed the implementation of the rule capping so-called "swipe" fees.

Senate Votes Today to Delay “Swipe Fee” Reform
Jun 08, 2011 - A law is supposed to go into effect next month that would radically reduce the fees retailers pay banks when you use a debit card, costing the banks billions. But will it happen - and more to the point, should you care?