Reach Your Goals Without Making a Budget

Budgets are about deprivation and discipline. No wonder they’re hard to stick to. Here’s an idea: Make a spending plan that helps you reach your dreams instead.

Take 5: A Roundup of Reads From Around the Web

This week: Things hotels don’t charge for, feeding Fido for less, paying for car repairs when you’re broke, how millennials are hurting the housing market and what to do with $5,000.