Nearly all of the non-savers say they don’t make enough money to start saving, or want to pay down debt first.
Are you a recent graduate? The terrain is already tough enough. Don’t make it worse by developing bad money management habits.
Nearly three-quarters of this year’s college grads have college-related debt — averaging $35,200. Shocked? So are the grads.
Would you rather skip the all-nighters and hard tests, and coast your way through school?
More than half of all student loans are now delinquent or in deferral.
Not washing your clothes was one person’s “crazy” method of saving money. Some of the other suggestions are equally counterproductive and not cost-effective in the long run.
The Credit CARD Act made it more difficult for young people to get credit, but there are still ways to get approved for your first credit card.