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Archive for 'Credit & Debt'

How to Pay Off Debt

Ask Stacy: I’m Not Making It. Help!

Feb 07, 2012 - In this week's column, one reader is having trouble making ends meet and another provides some insight and inspiration that might help.

Should You Break Up With Your Credit Card?

Should You Break Up With Your Credit Card?

Feb 02, 2012 - Breaking up is hard to do, but dumping your credit card could cost you more than just a few tears – it could lower your credit score.

cash-back credit card deals

3 Cool Current Credit Card Perks

Feb 01, 2012 - Got a Visa? You can get 20 percent off your next flight. Plus, two other ways to get some free money with your American Express card.

Take a close look at your income and mortgage, and you may find ways to pay it off quicker and save big.

3 Ways to Pay Off Your Mortgage Faster

Jan 27, 2012 - Owning a home offers a sense of freedom and independence. But that's all an illusion until you polish off the mortgage, so here are some ways to do it faster.

Another Swipe Fee Battle Unfolding

Another Swipe Fee Battle Unfolding

Jan 27, 2012 - This time, the fight isn't between banks and their overburdened customers. Now the banks are battling retailers.

Your USPS Money Order Is Lost. What Now?

Your USPS Money Order Is Lost. What Now?

Jan 26, 2012 - So your USPS money order is lost in the mail somewhere? You can get a replacement, but it's going to take some work.

Considering a pawn shop? Think twice. Although the online pawn options have better interest rates, paying interest on your own stuff is dumb.

Despite TV’s Obsession With Pawnshops, They’re Still Last Resort

Jan 25, 2012 - There are no less than 5 reality shows now glorifying the pawn business. But there’s nothing glorious about paying uber-high rates to borrow money.

Cleaning up your credit report? Don't trust anyone to do what you can do yourself for free.

Should You Pay for Credit Repair?

Jan 20, 2012 - You've seen the ads – stuff like "We can erase your bad credit, guaranteed!" and "Create a new credit identity!" Are these people for real, and are they worth it?

Department Store Credit Cards: Just Say No

Department Store Credit Cards: Just Say No

Jan 20, 2012 - Whether you're trying to build credit or just get a discount on a purchase, we've all been tempted to sign up for department store plastic. But maybe this is a temptation you should resist.

How I Wiped Out $37,000 of Debt in One Year

How I Wiped Out $37,000 of Debt in One Year

Jan 18, 2012 - You don't need to be a financial expert to fix your finances. You just have take an honest look at yourself and get started. It worked for this Money Talks News reader and it can work for you.

Debts are chains that bind us, but they means they can be destroyed in a chain reaction.

Resolutions 2012: 4 Steps to Destroy Debt

Jan 18, 2012 - 2012 is when it all ends. No, not the world – your slavery to debt! If you're ready to break free, we're here to show you how.

Should I Pay Off My House or Invest in Stocks?

Ask Stacy: Should I Pay Off My House or Invest?

Jan 17, 2012 - He's 29 years old, his only debt is his mortgage, and he's got enough in the stock market to pay it off. What would you do?

Shocked by your credit card bill? Too much debt to handle? Maybe it's time to get help from a credit counseling group.

Resolutions 2012 – Finding Help With Debt

Jan 13, 2012 - Racked up some holiday debt you've sworn to tackle in the new year? A credit counseling agency can help, and the right one might not charge you.

How to Avoid Credit Card Foreign Transaction Fees

How to Avoid Credit Card Foreign Transaction Fees

Jan 13, 2012 - International travelers aren't the only ones who need to be aware of unnecessary credit card fees. Did you know that shopping from home can still cost you a "foreign transaction fee"?

Top 10 Debit and Credit Card Stories of 2011

Top 10 Debit and Credit Card Stories of 2011

Jan 13, 2012 - It wasn't the best of times, and it also wasn't the worst. But it may have been the busiest for your credit and debit cards.

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