The holidays are approaching, and stores are promoting their layaway plans. Should you consider it? And if you buy that way, will it help your credit score?
Credit & Debt
They may come with business-oriented perks, but aren’t required to have the same protections consumer cards do. Rates can be higher and terms can change in a blink.
It’s not a Visa or a MasterCard. In fact, it can only be used at a particular online store. If you have bad credit, you can likely find a better card.
A new report cites a variety of consumer complaints about the way servicers communicate and process payments.
A reader wants to know which of two credit monitoring services she’s using is the better deal. My answer? Drop them both like a bad habit.
Of all the things people are worrying about as they navigate Obamacare, credit history should not be one of them.
This credit card has some great features. But keep in mind that Discover isn’t as widely accepted as some competitors.