Archive for 'Credit & Debt'

Free Holiday Cash From American Express and MasterCard
Nov 16, 2011 - Want some free cash? Register your credit cards at a couple of websites, fulfill the simple terms of their promotions, and you could be $45 richer.

9 Tips For Transferring Your Credit Card Balance
Nov 11, 2011 - Transferring your balance to a better credit card can save you money. But if you don't choose your new card wisely, you could end up paying more.

7 Credit Card Mistakes the Experts Never Make
Nov 10, 2011 - Credit cards are valuable tools, but they're also misunderstood. Here's advice from someone who eats, sleeps, and breathes credit cards.

Credit Scores: 9 Things That Don’t Matter, 5 That Do
Nov 09, 2011 - There are a lot of misconceptions about credit scores. Some people believe everything from where they live to the color of their skin affects their score. Here's what influences scores, what doesn't, and what you can do to improve yours.

3 Kinds of Insurance You Probably Don’t Need
Nov 07, 2011 - Insurance can mean peace of mind and money in times of trouble. But don't let some salesperson sell you insurance you probably didn't even know existed before they pushed it on you.

5 Reasons to Move to a Web-Only Bank – and 3 Reasons You Might Not Want To
Nov 04, 2011 - With many Americans wanting to throw bricks at brick-and-mortar banks, maybe it's time you consider an Internet-only bank.

Banks Back Down on Debit Card Fees
Nov 04, 2011 - Who says big banks don't listen to the little guy? They sure do – when lots of customers complain at once.

5 Reasons Not to Apply for Department Store Credit Cards
Nov 03, 2011 - What do you say when a cashier asks you if you want to apply for the store's credit card? First, you should say, "Maybe." Then you should do the math.

5 Ways to Avoid Debit Card Fees
Nov 02, 2011 - America, land of the fee. Because the Dodd-Frank Act is costing big banks swipe fee revenue, they're trying to pin the loss on consumers. But public outcry, and these tips, might save you from new fees on debit cards.

10 Common Money Mistakes
Oct 31, 2011 - Everybody makes mistakes – even people who write about money for a living. Here are a few examples from some of the nation's top bloggers, along with 10 of my own.

Huge ID Theft Ring Busted: Could It Happen to You?
Oct 28, 2011 - Identity theft is a growing and complex problem. But there are some simple things you can do to that will foil even the most dastardly thief.

Chargeback: Your Secret Weapon Against Unscrupulous Merchants
Oct 20, 2011 - If you think consumers have no rights, you've never heard about "chargebacks." All you need is a credit card and proof that a merchant isn't delivering what they promised.

3 Credit Card Traps and How to Avoid Them
Oct 18, 2011 - Using a credit card is as much about your emotions as your money. Here's what psychological researchers have learned, and how you can save money by using their results.

13 Tips to Help Seniors Manage Debt
Oct 07, 2011 - If you're a senior facing financial issues, or care for one who is, here are some tips that will help.

The Only 2 Financial Rules You Need Live By
Oct 06, 2011 - There's a lot of great advice out there (and on this very site) for saving money. But if it overwhelms you, start with just these two simple rules and you'll be on your way to financial independence.