Archive for 'Credit & Debt'
Jun 08, 2011 - A law is supposed to go into effect next month that would radically reduce the fees retailers pay banks when you use a debit card, costing the banks billions. But will it happen - and more to the point, should you care?
Jun 07, 2011 - The spouse who ran up the bill fails to pay them, and the other gets hammered by debt collectors and a plunging credit score. If you get divorced, are you still responsible for your ex's debts?
Jun 03, 2011 - The CARD Act made it tougher for college students to get credit cards. But some banks - and students - are finding ways around the rules.
Jun 02, 2011 - If this is the year you tie the knot, here's some advice on merging your money, along with a few possible credit cards for couples.
May 31, 2011 - Sometimes one credit history blemish shows up as two on your credit history. Why do identical amounts show up twice?
May 26, 2011 - Starting in July, the new Consumer Financial Protection Bureau will start accepting complaints about deceptive and abusive financial products, from credit cards to payday loans. While you're waiting, here are three other ways to voice your displeasure.
May 25, 2011 - What makes a superstar celebrity go broke and a regular joe meet his bills? Guest blogger Len Penzo says: a lot.
May 24, 2011 - You probably know that you'll improve your credit history and raise your credit score by paying your bills on time. But you did you know that you can sometimes have negative marks removed just by asking?
May 23, 2011 - The growing use of online charitable giving is a boon to nonprofits. But there's an unintended beneficiary of this cyber generosity: The banks processing all those credit card transactions are raking in millions.
May 20, 2011 - Credit card defaults and delinquencies have dropped to levels not seen since the start of the Great Recession.
May 19, 2011 - If you're feeling pain at the pump, one thing you might try is a credit card that offers rebates on gas purchases. But beware: this plastic comes equipped with plenty of fine print. Here's the skinny on some of the most popular cards.
May 18, 2011 - In a recent Gallup poll, 47 percent of Americans wanted their congressional representatives to vote against raising the debt ceiling - only 19 percent were for it. What are they thinking?
May 12, 2011 - It's been two years since the Credit Card Accountability, Responsibility, and Disclosure Act became law. A new study suggests it may have done at least part of what Congress intended.
May 10, 2011 - Shelita has perfect credit and prides herself on being responsible. Her soon-to-be husband's story is a bit different. Should she call off the wedding?
May 05, 2011 - According the Federal Reserve, banks are ready to embark on a lending binge. But they may be lacking a key ingredient: borrowers.