Archive for 'Credit & Debt'
Ask Stacy: 8 Tips to Get Credit When You Don’t Have Any
Dec 31, 2010 - This young reader wants to know how to deal with a common credit conundrum: How are you supposed to build a credit history when you keep getting turned down for lack of a credit history?
The Short Answer: Quick Reader Questions of 2010
Dec 28, 2010 - As the year winds down, we catch up on our readers' questions – especially the short ones.
Kids’ Gifts That Pay
Dec 23, 2010 - All the money and hard work you spent on Christmas for the kids will probably go appreciated for about as long as the batteries last. So give a gift that keeps giving by teaching them about money.
New Year’s Resolutions 2011: Richer or Skinnier?
Dec 23, 2010 - Next month, nearly half of all Americans say they'll make resolutions to get both financially and physically fit - but most expect to fail at one of them.
Will Consumers Pay for Reduction in Debit Fees?
Dec 21, 2010 - The Federal Reserve recently proposed a reduction of up to 80 percent in the fees banks charge merchants for processing debit cards. If the proposal is instituted, retailers win and banks lose. But what about consumers?
Visa and MasterCard – Overcharging by 80 Percent?
Dec 17, 2010 - The Federal Reserve yesterday suggested that the fees merchants have been paying for debit card transactions have been way too high and disproportional to costs.
10 Credit Card Predictions for 2011
Dec 16, 2010 - Last year, who would have predicted credit card use would drop and debit card use would rise? Well, we did, actually. So here are predictions for next year.
3 Golden Rules for Selling Your Gold Jewelry and Coins
Dec 16, 2010 - If you own gold jewelry or coins and want to sell, be careful: Scams abound. Here's how to make sure you don't get tarnished in a gold transaction.
Incoming Chair of Banking Committee Says Regulators Should Serve Banks
Dec 14, 2010 - One would think that regulators are supposed to oversee the companies they regulate. But the incoming chair of the House Financial Services Committee, Rep. Spencer Bachus apparently has a different idea.
Reader Shrinks Credit Card Debt
Dec 08, 2010 - An inspirational story about how one reader paid off more than $10,000 in credit card debt in one year by keeping focused on her goal... and using the plan in Life or Debt.
Ask Stacy: Pre-Qualified for a Refinance – Should We Bite?
Dec 03, 2010 - What would you do if you got unsolicited mail saying you're qualified for a special government program and pre-qualified for a special mortgage rate? Here's what I'd do.
Ask Stacy: Zombie Debt Haunts Consumer
Nov 26, 2010 - Can old debt be reloaded onto a new credit card? How Zombie debt is stalking one consumer and what she can do about it.
10 Tips for Holiday Shopping With Credit Cards
Nov 23, 2010 - The bad news: Millions of Americans are still paying off last year's holiday purchases. The good news: If you're paid up, you can profit from your credit cards this holiday season.
Fed Publishes New Information on Credit Reports and Scores
Nov 22, 2010 - The Federal Reserve is best known for tinkering with interest rates, but it's also just come out with new rules protecting you and your credit.
Ask Stacy: Credit Reports are Free – Why Aren’t Scores?
Nov 19, 2010 - It's easy to confuse credit reports and credit scores, especially since both are crucial. But here's one big difference: you can get a free report, but not a free look at your credit score.
