Archive for 'Credit & Debt'

Fed Publishes New Information on Credit Reports and Scores
Nov 22, 2010 - The Federal Reserve is best known for tinkering with interest rates, but it's also just come out with new rules protecting you and your credit.

Ask Stacy: Credit Reports are Free – Why Aren’t Scores?
Nov 19, 2010 - It's easy to confuse credit reports and credit scores, especially since both are crucial. But here's one big difference: you can get a free report, but not a free look at your credit score.

Keep Away from the Kardashian Kard
Nov 19, 2010 - The Kardashian sisters may know their way around reality TV, but they apparently don't know the first thing about pre-paid debit cards. Pay the Kardashians $7.95 every month for the "privilege" of carrying their branded plastic? I don't think so.

Ask Stacy: Why Can’t I Get My Free Credit Report?
Nov 12, 2010 - A certain number of people will believe whatever you say on TV, providing you say it often enough. Example? "FreeCreditReport.com"

Beware This Low-Tech ATM Scam
Nov 09, 2010 - You'd think that with today's heightened high-tech security, ripping off devices as sophisticated as an ATM would take a doctorate in computer science from MIT. Turns out all it takes is a wad of napkins.

3 Tips to Keeping Both Your Finances and Your Body Healthy
Nov 04, 2010 - Good health can led to good finances. So why are many Americans wasting both?

Federal Reserve Board Clarifies Credit Card Rules
Nov 02, 2010 - The Federal Reserve Board recently acted to clarify recent credit card rules to remove uncertainty and make credit card statements easier to understand.

Colleges Rake in $83 Million From Credit Card Companies
Nov 02, 2010 - Card issuers are willing to pay millions for valuable information from colleges and alumni associations, which could include phone numbers, e-mail addresses and physical addresses of members.

Ask Stacy: Do I Have Too Many Credit Cards?
Oct 29, 2010 - Reader question: I've got 10 credit cards, most with zero balances. I'd like to close some - but won't that hurt my credit score?

How to Avoid Headaches from Debit Card Holds
Oct 26, 2010 - Your debit card can cost you money if you don't get a handle on "holds."

Under Fire: Mixing Credit Reports With Hiring Decisions
Oct 21, 2010 - Employers are increasingly turning to credit scores to help screen applicants who may be unreliable or a risk of theft. But many states are questioning using credit scores to judge someone's job qualifications.

High-Tech Saving Websites: Not Ready for Prime Time
Oct 19, 2010 - The next generation of money-saving websites is here, and they've got neat tricks – when they work.

Big Banks Use Back Taxes to Seize Homes
Oct 18, 2010 - Buying property by investing in back taxes has been around for a long time. But should big banks and hedge funds be allowed to use this method to separate homeowners from their homes?

7 Things a Credit Card Can Do That a Debit Card Can’t
Oct 11, 2010 - Credit cards have become an easy target for Congressional grandstanding and regulations, but beneath the widely criticized rates and fees lie many good benefits that are usually hidden in the fine print.

Ask Stacy: Should I Apply for a Credit Card to Get a Store Discount?
Oct 08, 2010 - This reader wants to know if applying for a credit card to get a store discount is a good idea. The answer? That depends. There are 3 reasons you shouldn't apply for store credit cards - and 3 you should.