Archive for 'Credit & Debt'

Ask an Expert: Should I Get My Teenager a Prepaid Card?
Mar 28, 2013 - Prepaid cards are a way to train your teen to use plastic responsibly without the risks of credit cards. Just get one with the lowest possible fees.

True Story: How to Cope When Your Spouse Skips Out With All the Cash
Mar 28, 2013 - Hope it never happens to you – the person you trusted more than anyone hits the road with your life savings.

Is Consolidating Credit Card Debt a Good Idea?
Mar 27, 2013 - You get an offer to move existing credit card balances to new plastic with a zero percent rate. Tempting, but how will it affect your credit score?

Young Adults Are Avoiding Credit Cards
Mar 26, 2013 - The number of college kids using credit cards dropped 10 percentage points between 2010 and 2012.

Review: Citi Diamond Preferred Card
Mar 26, 2013 - What's the lowest possible interest rate on a credit card? Zero percent. If you've got expenses ahead that might result in a balance on your card, check out this one.

Freddie Mac Sues Big Banks Over Rate Rigging
Mar 21, 2013 - Remember the LIBOR scandal? So does mortgage giant Freddie Mac, and it wants banks to pay.

Ask an Expert: What’s the Best Credit Card for Hotel Rewards?
Mar 21, 2013 - Here's how you can earn up to seven free nights at a high-end hotel simply by spending $1,000 with a credit card.

A Tipsy Lesson in Dealing With Credit Card Errors
Mar 21, 2013 - If it hasn't already happened, it will one day: a mistake on your credit card statement. Will you know exactly what to do?

Ask Stacy: Do I Have to Pay Taxes on Forgiven Debt?
Mar 19, 2013 - Imagine enduring a foreclosure, then adding some salt to the wound with a giant tax bill. It can happen with all types of loans and credit card debts.

Review: Discover It for Students Card
Mar 19, 2013 - If you're looking for a student credit card with no annual fee, decent rates, and a zero-percent intro rate on purchases, this could be your plastic.

Consumer Watchdog Eyeing Student Loan Business
Mar 15, 2013 - The Consumer Financial Protection Bureau wants to take a role in overseeing student loan companies to make sure borrowers are treated fairly.

Think Before Paying Taxes With a Credit Card
Mar 15, 2013 - The IRS doesn't care how you pay, and the fees can be high.

Ask an Expert: What’s the Best Credit Card With No Interest on Purchases?
Mar 14, 2013 - This reader needs some temporary credit and wants the lowest interest rate possible: zero.

Student Loan Assistance Rescue Scams on the Rise – Buyer Beware
Mar 14, 2013 - If you're considering using a paid service to help you deal with problem student loans, read this.

Tips to Avoid the Top 10 Consumer Complaints
Mar 13, 2013 - The FTC received more than two million consumer complaints last year, with problems ranging from identity theft to credit card rip-offs. Here are the top 10 problems and simple solutions for each.