Archive for 'Credit & Debt'

How to Replace Lost, Stolen, or Destroyed Personal Paperwork
Oct 06, 2010 - A comprehensive list of what to do and where to go to replace everything from your drivers license to your birth certificate.

Feds Sue, Settle with Credit Card Companies – How it Affects You
Oct 05, 2010 - On Monday, the Justice Department sued Visa, MasterCard, and American Express for anti-competitive practices. A proposed settlement aims to end anti-competitive practices and allow customers to save money, but it is likely to also have unintended consequences for consumers.

Consumer Tips for Automated Banking
Oct 05, 2010 - Last month Chase's online banking was down for a few days - if that happens with your bank, what about your automatic bill payments? Proper protocol for online banking...

Ask Stacy: My Wife Ran Up My Credit Cards Without Telling Me
Oct 03, 2010 - My wife ran up my credit cards behind my back - now we've got debts we can't pay. What should I do?

7 Reasons You Should Join a Credit Union This Week
Sep 30, 2010 - When it comes to making more or spending less, some things are a no-brainer. Here are 7 reasons why joining a credit union is one of those things.

Viewer Question: Can I Negotiate Debts Myself?
Sep 29, 2010 - This reader has a good question: can I negotiate my own debts to get balances lowered - and while I'm at it, is it possible to get my creditors to remove the negative marks on my credit history?

4 Insider Tips to Applying for Credit Cards
Sep 28, 2010 - Applying for a credit card isn't as easy or as transparent as it should be. Here's what you need to know to secure one as quickly as possible.

New Debt Settlement Rules Start September 27th
Sep 24, 2010 - Starting on the 27th, debt settlement companies will have to start toeing the line. Bad for them - good for you.

New Program Helps Underwater Homeowners – Followup
Sep 23, 2010 - If you're one of the estimated 11 million Americans who owes more on their home than it's worth, read this post.

New Program May Reduce Mortgage Principal for Underwater Homeowners
Sep 21, 2010 - The government recently launched a program for underwater homeowners that doesn't just lower interest rate or extend mortgages, but actually reduces principal.

Beware Small Business Credit Cards
Sep 15, 2010 - The CARD Act made credit cards much more consumer-friendly. The problem? Not all credit cards are covered by the law - something that hasn't escaped the notice of issuers.

Virtual Credit Card, Safe Online Shopping
Sep 14, 2010 - A virtual credit card lets you shop online without having to expose your credit card number to potential thieves.

Bankers Remain Pessimistic About Credit Card Market
Sep 11, 2010 - Fewer consumers are turning to credit cards these days, and more are paying back their balances.

Ask Stacy: What To Do With a Windfall?
Sep 10, 2010 - Question: I just inherited from a relative. What should I do with the money?

The Research Has It Wrong – Don’t Make the Same Mistake
Sep 08, 2010 - A new poll claims that if given one wish, Americans would rather be richer than thinner, smarter, or even younger. Another study claims happiness comes from a $75,000 salary. Hogwash - here's why.