Archive for 'Credit & Debt'

What Financial Reform Means to You
Jul 15, 2010 - It's not easy to boil down 2,300 pages of new legislation into 1,000 words or so, but here's the down and dirty of what you need to know about the new financial reform bill.

Now You Can Deposit Checks Through Your Smart Phone
Jul 14, 2010 - The ability to check your balance and transfer funds has long been a mainstay of smartphone apps, but now banks are increasing the convenience by allowing you to deposit paper checks through your phone as well.

How Credit Cards are Changing in 2010
Jul 13, 2010 - While interest rates continue to creep up and rewards continue to disappear, the trends in 2010 aren't as bad as those of last year.

40 Million Americans Now Have Bad Credit Scores
Jul 13, 2010 - Feeling bad about your low credit score? At least you have plenty of company.

What You Need to Know About New Overdraft Rules
Jul 07, 2010 - If you have a checking account, you now have a choice to make about overdraft protection. Read this, then decide.

Interchange Fee Regulations: Who Wins, Who Loses?
Jul 01, 2010 - Debit card interchange fees - money merchants pay banks when they accept debit cards - could fall as a result of regulatory reform. Good for merchants? Definitely. Good for you? Maybe not.

What Regulatory Reform Means to You
Jun 25, 2010 - Billed as the most sweeping reform since the 1930s, the financial reform bill is close to becoming law. Will it actually reform anything? Here are the main provisions - you be the judge.

Uncle Sam: Let’s Get Smarter About Money
Jun 25, 2010 - The new financial reform bill contains a little-known provision establishing an office of financial literacy. Here's what it might do for you.

New Penalty for Homeowners Who Walk Away
Jun 23, 2010 - Losing your home to foreclosure is one thing, but walking away just because it's financially convenient could keep you out of an FHA-backed mortgage for seven years.

New Rules Could Increase Bank Fees
Jun 23, 2010 - Banks are already preparing new fees on basic banking services as they try to replace revenue lost to financial regulatory reform.

Bank of America: Free Checking May Become Fee Checking
Jun 22, 2010 - The nation's largest bank, Bank of America, is exploring ways to leave free checking behind.

Money Advice for Recent Grads
Jun 22, 2010 - The transition from student to responsible adult isn't always an easy one. Here's some advice to consider as you start down the path.

Congress Takes a Swipe at Swipe Fees
Jun 21, 2010 - If you have a debit card, the cost for using it is likely to drop - for your local merchant. Whether you'll see the savings or not, only time will tell.

Money and Marriage: Like a Horse and Carriage
Jun 21, 2010 - Only drug addiction and extramarital affairs play a more active role in divorce than disagreements over money, so it makes sense to talk about finances before your marriage.

Tired of Being Robbed by Your Bank?
Jun 21, 2010 - If the savings rates you're receiving at your bank are too low, maybe it's time to shop for better rates.