Archive for 'Credit & Debt'

Ranking the “Most Hated” Consumer Fees
Jun 14, 2010 - It's often said America is the home of the fee. Here are five of the worst... Is your most hated fee on it?

Tips to Help Recent Grads Build Credit
Jun 14, 2010 - Whether starting out or starting over, building a solid credit history is the key to better borrowing. Here's how to do it right.

Should Medical Debt Count Against You?
Jun 12, 2010 - Some in congress think your medical debt shouldn't count in determining your credit worthiness. What do you think?

Most Homeowners Think It’s OK to Walk Away
Jun 11, 2010 - Only 23% of respondents in a recent survey said that it's OK to stop paying their mortgage if their property is worth less than they owe. But that's not the whole story.

Credit Card Debt Falls $138 Billion Since October ’08
Jun 09, 2010 - Americans are using less plastic, staying more current on their debts and building their savings.

New Fed Website Not Much Help to Consumers
May 26, 2010 - The Fed recently announced a new website designed to help consumers choose the best credit card for their needs. Too bad it doesn't do anything of the sort.

Can’t Pay Your Student Loans? Ask for a Deferment
May 26, 2010 - If you can't pay your student loans because of job loss, illness or other hardship, you may be able to get a deferment.

Mortgage Rates Plunge to 25-Year Low
May 20, 2010 - According to one well-known weekly survey, last week's mortgage rates cracked 5% for the first time since 1985.

Credit Card Changes in Store?
May 17, 2010 - With the passage of last year's CARD act, consumers won major concessions from credit card companies. Now it may be your local merchant's turn.

The Right Way to Close a Credit Card Account
May 16, 2010 - Here's a question I recently got from a viewer. It's a common one...see if you can relate.

Merger Could Affect Credit Cardholders and Frequent Flyers
May 06, 2010 - The creation of the nation's largest airline may be taking off as Continental and United announced plans to merge. If it happens, changes could occur for those with Continental or United credit cards and frequent flier rewards.

The New Credit Card Law is Working
May 05, 2010 - It's been less than three months since the CARD Act changed credit card statements, and there's already evidence that it's working.

Financial Advice for the Truly Stupid
May 01, 2010 - Every now and then the would-be comedians here want to do a video just for fun...and to see if we can get on the Jon Stewart show. See if our most recent attempt makes you laugh.

Micropayments: A Faster Way to Pay Off Credit Card Debt
Apr 28, 2010 - Paying more than the minimum is the key to paying off any debt faster. But if you're having trouble coming up with extra money, making smaller, more frequent payments... known as micropayments... may be your answer.

GAO: Debt Settlement Industry Defrauds Consumers
Apr 27, 2010 - The Government Accountability Office recently called up 20 debt settlement companies, pretending to be consumers in need of help. What they found was an industry rampant with fraud.