A reader is frustrated because at age 21, she can’t get a credit card. She thinks it’s because of her lack of credit history. I think it’s something else.
Credit & Debt
Here are 10 scenarios where it’s best to keep your credit cards tucked away.
FICO announced a new credit scoring formula that lessens the negative impact of paid and medical collections accounts.
Hit with a surprise fee on your credit card or bank statement? You might be able to talk them into dropping it.
If you’ve never applied for a rewards credit card, you’re missing out on generous sign-up bonuses, plus ongoing rewards for making everyday purchases.
Activehours is a new app-based service that provides interest-free loans against your next paycheck.
One of the perks of having high credit scores is that credit issuers offer generous sign-up bonuses. Although the offers can be tempting, there are risks.
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