Applying for a mortgage is different than applying for any other type of loan. One example? Lenders will pull credit histories from all three major credit reporting agencies.
Credit & Debt
People are staying on top of many types of loans better than they have in a long while, which is good news for consumers and the economy.
Would you apply for a credit card to get $100 cash? If you’re about to spend $500, you can. Just make sure you’ve got good credit.
A federal appeals court ruled creditors can’t demand Social Security benefits be used to repay debts in Chapter 13 bankruptcy.
This reader wants to leave the normal life behind to live and work from a van. The problem? Nobody will lend him the money.
While as a rule I’m no fan of store-branded credit cards, every rule has exceptions. The Kroger-branded 1-2-3 REWARDS card might be one.
Like to get your mortgage interest reduced or loan modified? You might be tempted to fall for a sales pitch from a fee-based mortgage modification company. Before you bite, read this.