This reader has credit cards, but is reluctant to use them – after all, aren’t they bad? As it turns out, no. In fact, they can be a consumer’s best friend.
Credit & Debt
From two names you may have heard before: Alan Simpson and Erskine Bowles. It’s an attempt to get Republicans and Democrats to meet halfway. Again.
Some Republicans are trying to stop the Consumer Financial Protection Bureau from operating, despite the protections and money it’s won back for wronged consumers.
Most cash-back cards offer a paltry 1 percent rebate. Here’s one that, depending on how you spend, can earn you six times as much.
It’s bad enough to have to keep track of one credit history. But it’s possible you might have two, or even three.
If you’re on the verge of bankruptcy or know someone who is, read this post from someone who’s been there.
Prepaid cards can be a useful alternative to credit cards and checking accounts, but they vary radically in cost and convenience. Here’s what to look for.