Archive for 'Credit & Debt'

Your Credit Report Likely Has Costly Mistakes
Feb 12, 2013 - There's a better than 25 percent chance somebody (besides you) messed up your credit report. If so, it's costing you money – but it's free to fix!

Ask Stacy: Can I Really Refinance My Mortgage at No Cost?
Feb 12, 2013 - Mortgage lenders claim you can refinance to a lower rate at "no cost." Not true.

Review: Barclaycard Ring MasterCard
Feb 12, 2013 - Barclaycard touts its new Ring MasterCard as a versatile, top-tier credit card that crowd-sources its rewards. Could this be the plastic of the future?

Sometimes Debt Collectors Say Crazy Things
Feb 11, 2013 - Like, "Pay us or we're going to take your children" and "we'll eat your dog."

Identity Thieves Used 6-Year-Old’s Social Security Number
Feb 11, 2013 - Between that and many other schemes they bought luxury cars and millions of dollars' worth of gold.

Consumer Group To Investigate Products Banks Market to College Students
Feb 08, 2013 - Concerned about how college kids get or spend money? The government wants your opinion, which could shape new regulations.

Ask an Expert: What Is the Best Credit Card for Students?
Feb 07, 2013 - A full-time college student wants to know which card is recommended to begin establishing credit.

How to Tell If You’re Dating a Deadbeat
Feb 07, 2013 - Read on for 10 indicators that signal you’re dating someone who is bad with money.

One-Third of Risky Student Loans Are Delinquent
Feb 05, 2013 - That's almost $300 billion in college debt, and doesn't include the past-due balances of less risky borrowers. Who's going to pay? The taxpayer.

Ask Stacy: Where Can I Get a Free Credit Score?
Feb 05, 2013 - It's easy to confuse credit reports and credit scores, especially since both are critical. But here's one big difference: You can get a free report, but not a free look at your credit score.

Review: Capital One Cash Rewards
Feb 05, 2013 - The Capital One Cash Rewards card offers straightforward cash-back rewards to people with excellent credit.

What Happens When You Dispute a Credit Card Charge
Feb 04, 2013 - Ever wondered how your lender and the company handle it? Here's how it works.

Federal and State Government May Sue S&P Over Financial Crisis
Feb 04, 2013 - Will there finally be some accountability for the meltdown now more than four years old?

Take 5: A Roundup of Reads From Around the Web
Feb 01, 2013 - A look at five interesting personal finance posts from other bloggers around the Web. This week: investing in yourself, the future of Medicaid, when to buy in bulk, credit vs. the Super Bowl, and choosing an investment manager.

Ask an Expert: What Is the Best Balance Transfer Credit Card?
Jan 31, 2013 - A reader is trying to figure out how best to use a balance transfer. I can help.