The True Cost of Bad Credit

A drop in your credit score means more than paying higher interest rates for loans. It’s actually much worse than that.

A Social Security Strategy That Pays Off Big for Couples

Even though Congress put an end to the popular “file and suspend” strategy for collecting Social Security, another approach remains to help many couples supersize their benefits — sometimes gaining tens of thousands of dollars.

Change These 3 Habits and Retire Wealthy

Some expenses seem small at the moment, but over time drain an astonishing sum of money from your future funds. Stop or cut back, and the results can be dramatic by the time you retire.