Credit Cards You’ve Never Heard of Because You Can’t Get One

Some are literally studded with a diamond. Others come with around-the-clock concierge service.

The next time you get an “exclusive” credit card offer in the mail, you’ll have even more reason to laugh.

CNNMoney has rounded up a list of credit cards with amazing benefits and even more improbable qualifications. For instance, there’s the invitation-only World Elite MasterCard, which comes embedded with a 0.01-carat diamond, has no spending limit, and gets someone to do your shopping for you. Here are some other crazy perks of these cards:

  • Concierge services. Barclaycard’s Visa Black Card, for $495 per year, has a service you can contact anytime for restaurant reservations, travel plans, emergency translation services, or finding rare or specialty items.
  • Jet services. The Citi Chairman AmEx Card, no longer available to new customers, “includes many private jet deals — including a consultant who will help you decide which jet is right for you to purchase based on your flying habits,” CNNMoney says. There’s no spending limit on this one, either.
  • Unlimited golf. The Citi Prestige card, for $400 a year, grants free access to thousands of golf courses around the world.
  • Secret benefits. Invitation-only American Express Centurion cards have perks disclosed only to cardholders. There’s an initiation fee of $7,500 and an annual fee of $2,500, so it must come with access to James Bond gadgets, right?

What’s the most impressive credit card benefit you’ve ever heard of? Let us know on Facebook.

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