According to a survey conducted by the Financial Industry Regulatory Authority, 6 in 10 Americans don’t shop their credit cards.

If you’re one of those Americans, you could easily end up paying too much interest, or missing the opportunity for cash back or valuable rewards like free flights and hotels… Not good.

If you pay off your card every month, find one with rewards that match your lifestyle, or earn the most possible cash back. If you carry a balance, find the card with the lowest interest rate, or maybe one with a zero percent introductory rate. Card searches only take a few minutes and could mean hundreds more in rewards or hundreds less in interest.

New cards and deals come out all the time, so once you’ve found that perfect plastic, do it again every few months. And if you need tips to find the right card, no worries: just check out some of our reviews!

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Rates and conditions are subject to change at any time. The rate information on this page is powered by Informa Research Services, Inc. © 2013. This information has been obtained from various financial institutions and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention Money Talks News to ensure you receive the preferred interest rate. Contact links@informars.com to have your rates included in this chart. Informa Research Services has financial relationships with some of the cards mentioned here, and Informa Research Services may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.