Fender Bender in Vegas? Police Say You’re on Your Own

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.

Image Not Available

Rear-ended at a stop light in Las Vegas? Don’t waste your time calling the cops. Las Vegas Metro Police have stopped responding to fender benders, unless there is an injury.

Vegas police say they’re too busy to respond to minor collisions, said KARN News Radio. Police estimate they’ve spent 250 hours a week on no-injury car accidents.

Drivers are expected to trade insurance information after an accident and file a Nevada Department of Motor Vehicles accident report within 10 days. If one driver refuses, Vegas police say they will respond.

Michael Geeser of the Nevada Insurance Council told KARN that the new policy could raise insurance premiums for good drivers and mean poor drivers won’t be penalized as much.

“If you have a habitual red light runner and they cause accidents that are not injury-related, then that goes unnoticed by the insurance industry because they only note citations,” he said.

Police in Los Angeles, San Francisco and San Diego also don’t respond to no-injury crashes.

So what should you do if you’re in an auto accident and the police aren’t going to come? The Claims Journal recommends that drivers download the free WreckCheck smartphone app, which gives drivers a step-by-step checklist of things to do after an accident.

Or you can find clear instructions in this post at CarInsurance.com.

What do you think of the new Las Vegas fender bender policy? Share your comments below or on our Facebook page.

Get smarter with your money!

Want the best money-news and tips to help you make more and spend less? Then sign up for the free Money Talks Newsletter to receive daily updates of personal finance news and advice, delivered straight to your inbox. Sign up for our free newsletter today.