Reply To: Pension in a diversified portfolio

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#135717
Dan Schointuch
Keymaster

I read an article on Fidelity’s site that addressed a similar issue, where a couple had their retirement savings entirely in stocks and were treating their Social Security as the bond component.

Here’s what the article boils down to:

But when it comes to investing your retirement nest egg, you should focus on these two real-world questions: Would I be comfortable with the way my retirement savings are invested if the stock market nosedives? Or would I be selling stocks in a panic in search of safety and ruing the day I began thinking of Social Security as a bond?

https://www.fidelity.com/insights/retirement/how-social-security-affects-retirement-savings