Reply To: Life insurance

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all life Insurance is term. The life insurance has dates that all insurance will stop. term just go for number of years then stop with no moving part in the contract. permanent or whole life goes to age 100 or out pass age 100 which is in the contract. Then pays back the payment you pay over your lifetime plus interest back to policyholder. Insurance is transfer how much risk does any one person want on their financial world or nest egg.