Reply To: Medicare vs Medicare Advantage

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My husband signed up for an Advantage plan first with AARP and then another year with Blue Cross.

The Advantage plan can takes the place of the Medicare card that you receive from the government.

If you don’t have too many major health problems, you can pay a $0 monthly premium for the Advantage plan.

Other plan premiums can go up to $200 +/0-.

There are insurance sites that show the different Advantage plans and benefits and costs for comparison.

You might also want to try having an insurance broker signing you up for the basic Medicare that you have to pay for (for most folks through SS deductions). If you don’t answer their applications correctly, you might not get signed up into Medicare.

Make sure your doctors are in the plan you choose.