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Stacy JohnsonStacy Johnson

Yes, I’m still buying the Vanguard Energy funds in my 401K. As I said in my article, I can’t buy the ETF in my 401K, so am buying the mutual fund instead. Here’s the article.

I’d like to add to my position when oil is under $30, which is lower than it is now.

You can’t roll from a 401K to a mutual fund. You can, however, roll from one 401K to another, or from a 401K to an IRA, both providing you’re no longer at the company.

In other words, if you have a 401K where you work, you have to leave it there. If you’ve left that job, you can roll it over.

Make sense?