Reply To: Life Insurance

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I would keep yours, at $10 a month it is minimal for that benefit. I would drop his, not worth the benefit. Can you use your nest egg and pay the car off? Then, use the “car payment” and “his insurance payment” amounts to add to your nest egg, until you have paid back the car payoff. You could continue adding to your nest egg until you have nest egg + $10,000 (his old policy) and call him self-insured, in a manner of speaking.