This is Phil from Boise

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    Hello all. I’m a college grad (way back in 1986!) who went through credit counseling and bankruptcy from 1999-2004. We started “debt creep” again in 2008 and decided to pay off those nagging debts from 2010-2012. Then we plowed forward and paid off our mortgage in 2014.

    Now I have a calling to help others get out of debt. So I’m looking forward to participating in the forums. You can get out of debt!!

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