Get Your Free FICO Score Today (No Strings Attached)

What's Hot


Shoppers Boycott Businesses Selling Trump-Branded ProductsBusiness

5 Reasons to Shop for a Home in DecemberFamily

Giving Thanks: Why Foreigners Find America AmazingAround The House

Why Washing Your Turkey Can Make You IllFamily

50 Best Gifts Under $25 for Everyone on Your ListFamily

Pay $2 and Get Unlimited Wendy’s Frosty Treats in 2017Family

What the Richest 1 Percent Earns in Every StateFamily

10 Ways to Retire Earlier Than Friends on the Same SalaryGrow

The 10 Best Ways to Blow Your MoneyCredit & Debt

7 Foods That Can Lengthen Your LifeFamily

The 50 Hottest Toys of the Past 50 YearsFamily

7 Government Freebies You Can Get TodayFamily

Discover is offering everyone -- including noncustomers -- free access to their FICO score. Here's how it works.

It used to be a somewhat frustrating process to get your credit score. You either had to pay to get access to it or if you wanted to get your FICO score for free, you had to have a credit card from a company that offered to give you the score on your card statement or online.

Now, thanks to Discover Financial Services, gaining access to your FICO score just got a whole lot easier.

Although Discover first started providing its card members with free FICO scores on their monthly statements and online in 2013, Discover’s new Credit Scorecard.com allows anyone and everyone access to their FICO scores. The service is free, and you don’t have to be a Discover customer. Even better, the process is quick and easy. I had my FICO score in hand in less than 5 minutes.

Websites like CreditSesame and CreditKarma also offer free credit scores, but they give you your VantageScore, not your official FICO score — which U.S. lenders use 90 percent of the time to determine consumers’ credit risk.

“Credit scores play an important role in many of life’s big moments, like buying a home or a car, taking out a student loan, even renting an apartment,” Roger Hochschild, Discover’s president and chief operating officer, said in a statement. “We think it’s important that consumers have the information they need to manage their credit. With Credit Scorecard, this information is readily available to everyone, Discover customers and noncustomers alike, in a way that’s both easy to use and to understand.”

CreditScorecard.com really is simple to use. In addition to giving you your FICO score, it also provides you with information on what is helping and hurting your score, as well as tips on improving your score.

Even if you think you know roughly what your FICO score is, it’s still worth checking out. Discover updates its information every month, so your score may change. Results from a recent Discover survey revealed that 61 percent of people who checked their FICO score in the last year actually improved their score compared with the previous year. It’s recommended that you check your FICO score several times a year.

Check out “How to Get a Perfect 850 FICO Credit Score Automatically” and “6 Ways to Get Your Official FICO Score Free.”

What do you think of Discover’s free FICO score offer? Sound off below or on our Facebook page.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: Say ‘Bon Voyage’ to Credit Card Foreign-Transaction Fees

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,787 more deals!