Personal Finance
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Stacy Says
If you're shopping for a mortgage, you need to know that the first offer from your lender may not be the best. So, negotiation is key to getting the best rate on the best loan. We went to a mortgage expert who counsels others to find out just what he had to say.
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We'd all like to save more money, and most of us wouldn't mind doing a few good things for the environment while we're at it. In fact, there are probably things you could be doing right now to benefit both causes, and they only take a few seconds!
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When you purchase something with a credit card, you're not performing the physical action of handing over money... its all digital. So, it makes sense that we tend to overspend, or pay for things we don't really need or want, when using our plastic. But, that same logic holds true for food purchases. When we hear the now infamous phrase: "Would you like fries with that?", we're more likely to answer "yes" ...
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Q: My husband and I owe in excess of 31,000.00 in back taxes. We have learned all too well that our ignorance of tax witholding laws is no excuse to the IRS. I would like to know how to choose an agency that can help us to eliminate or reduce our tax debt to a level that we can pay. We are so afraid of the multitudes of options from companies claiming to ...
News From Around The Web
Gardening can save you money on fruits and vegetables -- if you do it right.
The interest rates for jumbo mortgage loans are coming down, but standards for qualifying are much tighter.
All real estate is local, so Bankrate's panel of experts examined current conditions and the outlook in large, medium and small cities across the country.
Here are a dozen ways to turn your house into a money-making machine.
If you find yourself in the role of caregiver again, be sure to tap the plentiful resources available to you.
Readers share the financial wisdom they received from their mothers and fathers.
Forget the flowers! Help mom get something she could really use.
Some banks may be at risk of failing in the wake of the credit crunch and loan losses. How safe is your money?
If there's a lesson for homeowners trying to avoid foreclosure, it is this: Be patient, don't take mortgage servicers' actions personally, and be ready to send paperwork multiple times.
Two heads often don't work as one when it comes time to invest your money.
ConsumerAffairs.com
First time human illness has been linked to dry dog food.
Safety of toys and child care products stressed.
Statewide average shoots past $4 in Alaska, Connecticut.
Toyota slashes Prius incentives, jacks up price as demand jumps.
Diversion of corn to biofuel blamed for record feed prices.
Company insists it has a 'no questions asked' guarantee.
Many of the ads are misleading, doctors complain.
Interest Rates
| LOAN TYPE | TODAY | +/- | LAST WEEK | |
| 48 month new car loan | 6.92% | ![]() | 6.58% | |
| 36 month used car loan | 7.16% | ![]() | 7.17% | |
| MMA | 2.33% | ![]() | 2.35% | |
| 6 month CD | 2.72% | ![]() | 2.76% | |
| $30K home equity loan FICO | 7.51% | ![]() | 7.42% | |
| 30 yr fixed mtg | 5.76% | ![]() | 5.69% |
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Special Series
Financial Literacy- The simple art of budgeting
- Mastering credit cards
- Understanding Mortgages
- Mapping a retirement plan
- Dealing wisely with home equity
- Credit score demystified
- Creating an emergency fund
- Understanding insurance needs (Coming)
- Maximizing a college fund (Coming)




