Many Americans Are Confused About Car Insurance

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A new quiz tests Americans’ understanding of what their auto insurance covers.

If your friend borrows your car and gets in an accident, whose insurance will pay for the damage?

That wreck will count as a claim on your insurance record. If you thought your friend’s insurance would pony up, you’re wrong. But you’re not alone. It turns out nearly 30 percent of people answer that question incorrectly.

A new “Dentmaster” quiz by Insurance.com reveals just how much (or little) Americans know about their auto insurance. According to Insurance.com:

Survey results show the most confusion centers on liability insurance – which is the coverage required by most states. When asked, “You hit someone else. Which coverage pays the other driver?” only 46 percent of drivers could correctly identify liability from three answer choices.

Overall, American drivers answered about 39 percent of the questions wrong, Insurance.com said.

Knowledge of liability, collision and comprehensive coverage is essential to buying the right policy. Finding out after an accident that you didn’t have the right coverage could cost you thousands of dollars.

You can test your knowledge of your car insurance by clicking here.

How does your insurance knowledge rate? Take a moment and fill out the Dentmaster quiz, then report your results back here or on our Facebook page.

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