McDonald’s Worker Sues Over Being Paid by Prepaid Card

When it was time for her first paycheck, she was given a prepaid debit card that came with a host of fees instead.

Single mother Natalie Gunshannon took a job at a Pennsylvania McDonald’s in April, hoping to support her daughter.

She quit three weeks later, when her first paycheck came in the form of a prepaid debit card, says.

She asked about getting a check or direct deposit instead, but both her supervisor and the franchise holder told her the prepaid card was the only option, says. She quit, got an attorney, and sued.

Gunshannon argues that after accounting for the fees on the card, she would actually be making less than minimum wage. There are fees for doing just about anything other than swiping the card, says:

She was to be paid about $7.44 per hour — her paystub didn’t list her hourly rate. Minimum wage is $7.25.

According to the complaint filed, the JPMorgan Chase payroll card lists several fees, including a $1.50 charge for ATM withdrawals, $5 for over-the-counter cash withdrawals, $1 per balance inquiry, 75 cents per online bill payment and $15 for lost/stolen card.

At least Bank of America and Visa offer similar prepaid cards that are designed as an alternative to traditional paychecks. But Pennsylvania law requires an option to be paid in cash or by check, says.

“I can’t afford to lose even a few dollars per paycheck,” Gunshannon told “I just think people should be paid fairly and not have to pay fees to get their wages.”

Sign up for our free newsletter

Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free! We'll also email you a PDF of Stacy Johnson's "205 Ways to Save Money" as soon as you've subscribed. It's full of great tips that'll help you save a ton of extra cash. It doesn't cost a dime, so why wait? Click here to sign up now.

Recommended For You


Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,953 more deals!