Money in a Minute: Headlines for April 15, 2011

What's Hot


2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

In today's news: More Americans than ever aren't saving for retirement, more aren't working, foreclosures are down, prepaid card usage is up, and the white iPhone may finally arrive.

RETIREMENT: 40 percent of Americans say they can’t afford retirement

More than half of all Americans – 56 percent – are not saving for retirement right now, mostly because high food and gas prices are crippling their budgets. Meanwhile, “almost 40 percent of working Americans said they will never afford retirement,” CNN reports.

JOBS: More Americans leaving the workforce

Unemployment may be dropping, but it could be because so many Americans have stopped looking for work. “Only 45.4 percent of Americans had jobs in 2010, the lowest rate since 1983 and down from a peak of 49.3 percent in 2000,” USA Today reports. “Last year, just 66.8 percent of men had jobs, the lowest on record.”

HOUSING: Foreclosures off 30 percent this year

While home sales are still sluggish, there’s a bit of good news. “The number of foreclosure notices filed during the first three months of 2011 fell 27 percent compared with the first quarter of 2010,” CNN reports. “Only 681,000 properties got hit with some type of filing – a notice of default, a scheduled auction or a foreclosure sale – during the quarter.”

BANKING: As free checking fades, prepaid cards make sense for some

With banks tightening their rules and hiking their fees, prepaid cards are making a comeback. While they’re not free, they’re increasingly becoming cheaper than some checking accounts. “A March 2011 study found that prepaid cards might be a sound financial decision for people – even outpacing checking accounts in some cases,” MSNBC reports.

TECH: Apple is said to ready white iPhone following 10-month wait

When Apple unveiled its iPhone 4 last year, it offered a choice of colors: black or white. But unspecified “manufacturing trouble” – rumored to be paint that peeled under the phone’s heat – delayed it until now. “Apple will start selling a white version of its iPhone 4 in the next few weeks,” Bloomberg reports.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: Costco Releases Dozens of New Deals

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,957 more deals!