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SHOPPING: Shoppers slammed on the brakes in May
In May, retail sales fell for the first time in 11 months. And it was all because of slow car sales. “Total retail sales slipped 0.2 percent,” MSNBC reports. “Excluding autos, retail sales rose 0.3 percent last month.”
A survey of 135 CEOs shows more than half plan to hire more the rest of the year. “Small businesses, on the other hand, have had a harder time accessing credit and have been slower to add back jobs lost during the recession,” USA Today reports.
CREDIT CARDS: American Express unveils prepaid debit card
Prepaid credit cards are moving on up. “American Express announced Monday that it is introducing a prepaid debit card,” CNN reports, “marking what could be the start of a shift away from conventional charge cards for many consumers.”
Bank of America “was slow in providing data and offered incomplete information” to a federal review of its foreclosures on loans offered by the FHA, Bloomberg reports. “Bank of America may face a further $27 billion of housing-related losses between now and 2013 amid increasing regulation.”
When your owner’s manual says change your car’s oil every 5,000 miles, why should you listen to companies like Jiffy Lube who insists you change it every 3,000 miles? Well, Jiffy Lube has caved. From now on, “franchisees will combine customer information on driving habits and the recommendations from their car’s owner’s manual for types of driving, from light to ‘severe,’ to come up with a specific schedule for that customer,” USA Today reports.