Review: Barclaycard Arrival World MasterCard – No Annual Fee

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Get this card, spend $1,000 in 3 months, and you'll earn rewards that will save you $200 on your next trip.

This review comes from Logan Abbott. Logan is the editor of the credit cards section of 

Earlier this year, I reviewed the Barclaycard Arrival World MasterCard. It offers cardholders 2 points for every dollar spent on purchases, but at a price: an annual fee of $89.

Barclaycard actually offers another version of the card, the No Annual Fee Barclaycard Arrival World MasterCard, that’s similar, but as the name implies, without the annual fee.


  • Earn 20,000 bonus miles. Cardholders can earn 20,000 bonus miles when they spend $1,000 or more in the first three months that they have the card. 20,000 miles is the equivalent to $200 off travel purchases.
  • Earn double miles on travel and dining. Cardholders earn 2 reward miles for each dollar spent on travel or dining purchases.
  • Earn miles on all purchases. Cardholders earn 1 reward mile for each dollar spent on all purchases, and there’s no cap on the amount of miles they can earn.
  • Earn miles back when you redeem them. Cardholders can earn 10 percent of their miles back when they redeem them for hotels, flights, cruises, auto rentals and more.
  • TripIt Pro subscription. Cardholders are automatically enrolled in TripIt Pro, which is a mobile travel plan organizer. Retail value for this subscription is $49.
  • No annual fee. There’s no annual fee to use the card.
  • 0 percent APR intro period. The card offers a 0 percent introductory APR on purchases for 12 months. After that, the variable APR applies, currently between 14.99 and 18.99 percent, depending on your creditworthiness.
  • Free FICO scores. The card offers cardholders complimentary FICO scores. Customers can opt in to the program and instantly view their FICO scores from their Barclaycard online account.
  • No foreign transaction fee. There’s no foreign transaction fee with this card, so you can use it overseas and not have to deal with those pesky international fees.


  • Fewer rewards than the other version of this card. Although the card offers generous rewards for purchases, the $89 annual fee version of this card offers 2 rewards miles for every dollar spent. If you’re a big spender, then the $89 annual fee card might be a better fit. However, if you’re not a huge spender, then the no annual fee version of the card is probably a better choice.
  • Balance transfer fee. The introductory 0 percent APR offer does not apply to balance transfers. In addition, it charges a fairly high balance transfer fee of 4 percent of the amount being transferred.

Bottom line

Get it if: If you have excellent credit and are looking for a great travel rewards credit card. This card is one of the best travel-oriented cards currently available.

Forget it if: You have less than excellent credit.

Follow Logan Abbott on Google+

Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

Stacy Johnson

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