Review: Barnes & Noble MasterCard

What's Hot


How to Cut the Cable TV Cord in 2017Family

8 Major Freebies and Discounts You Get With Amazon PrimeSave

8 Creative Ways to Clear ClutterAround The House

Study: People Who Curse Are More HonestFamily

This Free Software Brings Old Laptops Back to LifeMore

Pay $2 and Get Unlimited Wendy’s Frosty Treats in 2017Family

Protecting Trump Will Cost Taxpayers $35 MillionFamily

The 3 Golden Rules of Lending to Friends and FamilyBorrow

6 Reasons Why Savers Are Sexier Than SpendersCredit & Debt

Resolutions 2017: Save More Money Using 5 Simple TricksCredit & Debt

Porta-Potties for Presidential Inauguration Cause a StinkFamily

Tax Hacks 2017: Don’t Miss These 16 Often-Overlooked Tax BreaksTaxes

5 New Year’s Resolutions That Will Pay Off 10 Years From NowCollege

Frequent customers of the bookstore chain might want to consider applying for this rewards credit card.

This post comes from Logan Abbott, editor of the credit cards section of MyRatePlan.com.

The Barnes & Noble MasterCard, issued by Barclaycard, offers great benefits for regular Barnes & Noble customers in addition to being a solid all-around cash-back credit card.

Advantages

  • First purchase bonus. Cardholders receive a $25 gift card after making just one purchase with the card.
  • 1 percent cash back on purchases. Cardholders earn 1 percent cash back on all purchases, all year long.
  • 5 percent cash back on Barnes & Noble purchases. Cardholders earn 5 percent cash back on all purchases made at Barnes & Noble locations or online.
  • Earn gift cards periodically. For every $2,500 spent, the cardholder earns a $25 Barnes & Noble gift card.
  • No annual fee. There’s no annual fee to use the card.

Disadvantages

  • Narrow rewards program. The card offers great cash-back rewards for frequent Barnes & Noble shoppers, but if you aren’t a big Barnes & Noble customer, then another cash-back card such as the Discover it would be a better choice.
  • No introductory 0 percent APR period. The card does not offer a 0 percent APR period on purchases or balance transfers.

Bottom line

Get it if: You have good credit and want a credit card that offers good rewards for frequent Barnes & Noble purchases.

Forget it if: You have less than good credit, or want a credit card that offers a broader rewards program.

Follow Logan Abbott on Google+ 

Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: 10 Overlooked Expenses That Ruin Your Budget

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,787 more deals!